Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

130 GRAND LAKES Drive, St. Johns, FL 32259 (MLS# 2169944)

130 GRAND LAKES Drive, St. Johns, FL 32259

$486,173

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,096 Status: Active

Current Price: $486,173 List Date: 10/19/2026 Last Modified: 10/19/2026

Overview

Description

Lot 272 - The Riley offers spacious, thoughtfully designed living with an efficient layout that blends comfort and functionality. The open-concept main level connects the kitchen, dining area, and Great Room, creating a welcoming space for everyday living and entertaining. A large walk-in pantry tucked beneath the staircase provides ample storage and helps keep the home organized. An 8' multi-sliding glass door fills the Great Room with natural light and creates a seamless connection to the outdoor living space. Upstairs, the owner's suite serves as a private retreat, featuring a spacious walk-in closet and an Owner's Shower Plus for a spa-inspired experience. With its open layout, smart storage solutions, and stylish finishes, the Riley is designed for the way today's homeowners live. Located in RiverTown, residents enjoy three amenity centers, scenic trails, dog parks, and access to the St. Johns River.

Listing Details MLS# 2169944

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2096
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3961
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-03-05
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Direction Faces: Northeast
Directions: From I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy, RiverTown Welcome Center is on the right.
Public Remarks: Lot 272 - The Riley offers spacious, thoughtfully designed living with an efficient layout that blends comfort and functionality. The open-concept main level connects the kitchen, dining area, and Great Room, creating a welcoming space for everyday living and entertaining. A large walk-in pantry tucked beneath the staircase provides ample storage and helps keep the home organized. An 8' multi-sliding glass door fills the Great Room with natural light and creates a seamless connection to the outdoor living space. Upstairs, the owner's suite serves as a private retreat, featuring a spacious walk-in closet and an Owner's Shower Plus for a spa-inspired experience. With its open layout, smart storage solutions, and stylish finishes, the Riley is designed for the way today's homeowners live. Located in RiverTown, residents enjoy three amenity centers, scenic trails, dog parks, and access to the St. Johns River.
List Price/SqFt: 231.95

Property Features

Levels: Two Property Condition: Under Construction Appliances: Dishwasher; Gas Range; Microwave Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Management - On Site; Park; Pickleball; Playground; Tennis Court(s) Community Features: Restaurant; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-19

Location Tax and Legal

Street Number: 130
Street Name: GRAND LAKES
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Forest

Status Change Information

Major Change Timestamp: 2026-10-19T19:59:49Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: MATTAMY REAL ESTATE SERVICES

Last Updated: October - 19 - 2026

Information deemed reliable but not guaranteed.