Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12970 SPRING RAIN Road, Jacksonville, FL 32258 (MLS# 2166336)

12970 SPRING RAIN Road, Jacksonville, FL 32258

$280,000

Virtual Tour

https://my.matterport.com/show/?m=wU6q6d5o2y8

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,480 Lot Size (sq. ft.): 2,178 Status: Pending

Current Price: $280,000 List Date: 9/24/2026 Last Modified: 10/30/2026

Overview

Description

Welcome to luxury, low maintenance living in the highly desirable, gated community of Verano at Bartram Park! Situated on a premium waterfront corner lot, this move in ready 3 bedroom, 2.5 bathroom end unit stands out from the rest with brand new flooring throughout, featuring zero carpet, and a rare extended driveway providing ample parking space for you and your guests. The main floor is bathed in natural light and features an open concept living and dining combination anchored by a well appointed kitchen with 42 inch cabinetry. Step out onto your private screened lanai to take in peaceful, unblocked water views, creating the perfect backdrop for morning coffee or evening relaxation.

Supplements: Upstairs, the expansive primary suite offers a versatile layout with room for a dedicated sitting area or home office setup, a spacious walk in closet, and a private bath. Enjoy ultimate turnkey convenience with all kitchen appliances included, along with a washer and dryer in the dedicated second floor laundry room. Live completely worry free wit ... (Read more)

Listing Details MLS# 2166336

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1480
Living Area Source: Assessor
Year Built: 2006
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 190
Association Fee Frequency: Monthly
Association Name: Verano at Bartram Park
Association Phone: 904-483-2990
CDD Fee YN: Yes
CDD Fee Amount: 667.41
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: 95 to exit 335, west on Old Saint Augustine Rd. Make a (left) South on Bartram Park Blvd. Go about 1 mile and then a left onto Verano through gate. Property is on the left on the corner.
Public Remarks: Welcome to luxury, low maintenance living in the highly desirable, gated community of Verano at Bartram Park! Situated on a premium waterfront corner lot, this move in ready 3 bedroom, 2.5 bathroom end unit stands out from the rest with brand new flooring throughout, featuring zero carpet, and a rare extended driveway providing ample parking space for you and your guests. The main floor is bathed in natural light and features an open concept living and dining combination anchored by a well appointed kitchen with 42 inch cabinetry. Step out onto your private screened lanai to take in peaceful, unblocked water views, creating the perfect backdrop for morning coffee or evening relaxation.
List Price/SqFt: 189.19

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Upper Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Split System; Zoned Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Stone; Stucco Patio And Porch Features: Covered; Front Porch; Patio; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; Guest Lot Features: Corner Lot View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Maintenance Grounds; Playground Association Fee Includes: Maintenance Grounds; Maintenance Structure; Security; Trash Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bedroom 2; Bedroom 3; Kitchen; Laundry; Primary Bathroom; Primary Bedroom