Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12662 CUCUMBER TREE Street, Jacksonville, FL 32218 (MLS# 2169918)

12662 CUCUMBER TREE Street, Jacksonville, FL 32218

$2,650

Internet Resident Flyer - McWright Prope

Property Type: Residential Lease Bedrooms: 4 Baths: 2 Square Footage: 1,733 Lot Size (sq. ft.): 5,227 Status: Pending

Current Price: $2,650 List Date: 10/19/2026 Last Modified: 10/29/2026

Overview

Description

This beautifully maintained home offers a bright, open-concept floor plan designed for comfortable everyday living and entertaining. The spacious living area flows naturally into the kitchen, featuring ample cabinetry, generous counter space, a breakfast bar, built-in pantry shelving. Located in Jacksonville's growing Northside, The Arbors offers convenient access to River City Marketplace, Jacksonville International Airport, shopping, dining, and major highways. Residents can also enjoy the community's amenities, including a swimming pool, fitness center, splash pad and playground. Rent $2650 | Required Fees $115 | Total Monthly Price $2765

Supplements: We strive to provide an experience that is cost-effective and convenient. That's why we provide a Resident Benefits Package (RBP) to address common headaches for our residents and provide must-have services for our renters. The Total Monthly Price of $2815 includes rent, plus insurance, resident rewards, ID protection, air filter delivery, utility ... (Read more)

Listing Details MLS# 2169918

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1733
Living Area Source: Appraiser
Year Built: 2023
Lot Size Acres: 0.12
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Stories Total: Yes
Senior Community YN: No
Directions: From I 295 (N). Exit 32 for Lem Turner Road/US 1 N. Turn (L) Hemlock St. To community at Russian Olive Rd. (L) on Cucumber St, Home is on the (L).
Public Remarks: This beautifully maintained home offers a bright, open-concept floor plan designed for comfortable everyday living and entertaining. The spacious living area flows naturally into the kitchen, featuring ample cabinetry, generous counter space, a breakfast bar, built-in pantry shelving. Located in Jacksonville's growing Northside, The Arbors offers convenient access to River City Marketplace, Jacksonville International Airport, shopping, dining, and major highways. Residents can also enjoy the community's amenities, including a swimming pool, fitness center, splash pad and playground. Rent $2650 | Required Fees $115 | Total Monthly Price $2765
List Price/SqFt: 1.53

Property Features

Additional Lease Terms: 12 Months; 24 Months Owner Pays: Association Fees; Taxes Levels: One Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Electric Water Heater; Refrigerator Interior Features: Walk-In Closet(s) Laundry Features: Electric Dryer Hookup Association Amenities: Clubhouse; Community Pool Water Source: Public Parking Features: Attached Sewer: Public Sewer Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Road Surface Type: Asphalt Additional Fee Includes: Attorney Fee Rent Includes: None Tenant Pays: All Utilities

Contract Information

Rental Service: Other
Rental Application URL: https://nefrealty.rentvine.com/public/apply?unitID=186
RentEdge Syndication Y/N: Yes
Property Sub Type: Single Family Residence
Listing Contract Date: 2026-10-19
Lease Term: 12 Months
Availability Date: 2026-11-20

Location Tax and Legal

Street Number: 12662
Street Name: CUCUMBER TREE
Street Suffix: Street
State: FL
County: Duval
Postal Code: 32218
MLS Area Major: 091-Garden City/Airport
Subdivision Name: The Arbors

Status Change Information

Major Change Timestamp: 2026-10-29T02:31:45Z
Major Change Type: Status Change
Purchase Contract Date: 2026-10-27

Accessory Dwelling Information

Bathrooms: 2

More Information

Deposits and Fees

Application Fee: 99
Security Deposit: 2700
Terms of Payment: Monthly

Listing Office: MCWRIGHT PROPERTY MANAGEMENT

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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