Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12629 JULINGTON OAKS Drive, Jacksonville, FL 32223 (MLS# 2147839)

12629 JULINGTON OAKS Drive, Jacksonville, FL 32223

$635,000

Virtual Tour

https://www.zillow.com/view-imx/37176cc5-1ea2-4269-a1ee-b2181056ae90/?utm_source=captureapp

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,432 Lot Size (sq. ft.): 10,454 Status: Pending

Current Price: $635,000 List Date: 9/01/2026 Last Modified: 10/26/2026

Overview

Description

OPEN HOUSE SATURDAY 11-1230 Closing cost assistance/ rate buydowns/ special offers at open house only! MASSIVE 5 bedroom PLUS flex room with 3 car garage! LOW HOA $55 a month! 20ft ceilings! 4.125% assumable loan! Price cut below appraisal for quick sale. Massive open living space with over 3400 sf for you to enjoy! Fully fenced back yard! Excellent location off of Julington Creek Road. LOW HOA under MASSIVE open living space with HUGE kitchen island and 20' ceilings! A huge open space to live and play! 3 car garage for all your toys and large fenced yard with storage shed. Fresh paint outside 2022 and new paint inside this year! Downstairs Primary bedroom suite with walk in shower and garden tub. All other bedrooms upstairs. Possible 6th bedroom is able to be configured downstairs. Perfect for multi generational living!

Listing Details MLS# 2147839

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3432
Living Area Source: Public Records
Year Built: 2015
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.24
Association YN: Yes
Association Fee: 624.75
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Direction Faces: South
Directions: From I-295, Travel South on San Jose Blvd, Head East on Julington Creek RD, Turn Left into Julington Oaks neighborhood, the Home will be on your right
Public Remarks: OPEN HOUSE SATURDAY 11-1230 Closing cost assistance/ rate buydowns/ special offers at open house only! MASSIVE 5 bedroom PLUS flex room with 3 car garage! LOW HOA $55 a month! 20ft ceilings! 4.125% assumable loan! Price cut below appraisal for quick sale. Massive open living space with over 3400 sf for you to enjoy! Fully fenced back yard! Excellent location off of Julington Creek Road. LOW HOA under MASSIVE open living space with HUGE kitchen island and 20' ceilings! A huge open space to live and play! 3 car garage for all your toys and large fenced yard with storage shed. Fresh paint outside 2022 and new paint inside this year! Downstairs Primary bedroom suite with walk in shower and garden tub. All other bedrooms upstairs. Possible 6th bedroom is able to be configured downstairs. Perfect for multi generational living!
List Price/SqFt: 185.02

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Disposal; Double Oven; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Entrance Foyer; Jack and Jill Bath; Open Floorplan; Primary Bathroom -Tub with Separate Shower Laundry Features: In Unit Utilities: Cable Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Front Porch; Rear Porch Roof: Shingle Parking Features: Garage Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-29

Location Tax and Legal

Street Number: 12629
Street Name: JULINGTON OAKS
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32223
MLS Area Major: 014-Mandarin
Subdivision Name: Julington Oaks

Status Change Information

Major Change Timestamp: 2026-10-24T04:17:43Z
Major Change Type: Status Change
Price Change Timestamp: 2026-07-31T14:40:17Z
Purchase Contract Date: 2026-10-23

DPR Eligible

DPR Eligible: No

More Information

Documents

Flood ›

Sellers Disclosure ›

HOA ›

Listing Office: FUTURE HOME REALTY INC

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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