Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

126 THORNLOE Drive, St. Johns, FL 32259 (MLS# 787416)

126 THORNLOE Drive, St. Johns, FL 32259

$315,000

Virtual Tour

http://fusion.realtourvision.com/idx/814436

Detailed wrought iron - glass front door

Stairwell taking you to the Second Level

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,572 Status: Closed

Current Price: $315,000 List Date: 8/13/2015 Last Modified: 1/18/2026

Overview

Description

WALK TO THE INCREDIBLE SOUTH AMENITY CENTER - JUST ONE STREET FROM THE HOME. HIGH PERFORMANCE,TOP ''A'' RATED SCHOOL DISTRICT. DISCOVER DURBIN CROSSING AND ALL ITS ''STATE OF THE ART'' AMENITY CENTERS! ELEGANT OWNER'S SUITE IS LOCATED ON THE FIRST LEVEL OF THIS BEAUTIFUL 2 STORY HOME THAT COULD EASILY BE CONVERTED TO A 5 BEDROOM SHOULD YOU NEED THE EXTRA BEDROOMS. FANTASTIC ENTERTAINING FLOOR PLAN WITH ESSENTIALLY 2 BONUS AREAS OR FLEX SPACE. THE GRAND FOYER & VOLUME CEILINGS ARE INCREDIBLE, ELEGANT GOURMET KITCHEN, EXCEPTIONAL ROOM SIZE OF THE DINING RM IS FABULOUS, LUZURY MASTER SUITE, OPEN ENTERTAINING FLOOR PLAN, AND EXTENDED COVERED LANAI ARE JUST A FEW UPGRADES. STAINLESS STEEL APPLIANCES, GRANITE COUNTER TOPS IN THE KITCHEN W/ ELONGATED BREAKFAST BAR & ABUNDANT 42'' CHERRY CABINETS

Supplements: CABINETS

Listing Details MLS# 787416

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3572
Living Area Source: Plans
Year Built: 2008
Lot Size Dimensions: .15 ACRES
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
Association Name: Floridian Properties
Association Phone: 904-592-4090
CDD Fee YN: Yes
CDD Fee Amount: 2222.48
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Directions: South on San Jose Boulevard from I295 to L on Racetrack Road, R on Veterans Parkway, L on Longleaf Pine Parkway, Right on South Durbin Parkway, R on Thornloe, home on the right.
Public Remarks: WALK TO THE INCREDIBLE SOUTH AMENITY CENTER - JUST ONE STREET FROM THE HOME. HIGH PERFORMANCE,TOP ''A'' RATED SCHOOL DISTRICT. DISCOVER DURBIN CROSSING AND ALL ITS ''STATE OF THE ART'' AMENITY CENTERS! ELEGANT OWNER'S SUITE IS LOCATED ON THE FIRST LEVEL OF THIS BEAUTIFUL 2 STORY HOME THAT COULD EASILY BE CONVERTED TO A 5 BEDROOM SHOULD YOU NEED THE EXTRA BEDROOMS. FANTASTIC ENTERTAINING FLOOR PLAN WITH ESSENTIALLY 2 BONUS AREAS OR FLEX SPACE. THE GRAND FOYER & VOLUME CEILINGS ARE INCREDIBLE, ELEGANT GOURMET KITCHEN, EXCEPTIONAL ROOM SIZE OF THE DINING RM IS FABULOUS, LUZURY MASTER SUITE, OPEN ENTERTAINING FLOOR PLAN, AND EXTENDED COVERED LANAI ARE JUST A FEW UPGRADES. STAINLESS STEEL APPLIANCES, GRANITE COUNTER TOPS IN THE KITCHEN W/ ELONGATED BREAKFAST BAR & ABUNDANT 42'' CHERRY CABINETS
List Price/SqFt: 92.36
Sold Price/SqFt: 88.19

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Contemporary Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Connected Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Heat Pump; Zoned Water Source: Public Sewer: Public Sewer Green Energy Efficient: Appliances; Windows Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Frame; Stucco; Other Patio And Porch Features: Front Porch; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2015-08-13

Location Tax and Legal

Street Number: 126
Street Name: THORNLOE
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2023-11-13T21:19:59Z
Major Change Type: Price Reduced
Price Change Timestamp: 2016-01-16T14:18:22Z
Contingency: Active Under Contract
Purchase Contract Date: 2016-02-09
Close Date: 2016-02-25
Close Price: 315000

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Home Service-Warranty: Y, Dining-Kitchen/Family Combo: Y, Club Amenities-Nature Trails: Y, Football Field(s): Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Parking Facilities-Keypad Entry: Y, Structure Builder: MERCEDES HOMES, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Ceiling Fan(s): Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Occupant Type: Security, Back-Ups Accepted, 24 hour notice, Occupied - Lockbox

More Information

Room Information

Room Name	Level	Length	Width	Remarks
Loft
Utility Room
Primary Bedroom	First	14.30	16.90
Bedroom 1	Second	14.00	11.00
Bedroom 2	Second	14.00	13.00
Bedroom 3	Second	12.50	15.00
Bonus Room	Second	18.60	15.90
Dining Room	First	17.00	12.80	Separate Dining Room
Family Room	First	18.60	17.40
Kitchen	First	14.00	14.00
Living Room	First	16.50	13.50
Other	Second	17.00	13.50

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: January - 18 - 2026

Information deemed reliable but not guaranteed.