Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12559 LAZY MEADOW Drive S, Jacksonville, FL 32225 (MLS# 2169187)

12559 LAZY MEADOW Drive S, Jacksonville, FL 32225

$499,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,060 Lot Size (sq. ft.): 26,572 Status: Active

Current Price: $499,000 List Date: 10/14/2026 Last Modified: 11/01/2026

Overview

Description

Enjoy peaceful lakefront living in this single-story, four-bedroom, two-bath brick home offers 2,060 heated square feet on an approximately 0.52-acre waterfront lot. Inside, discover comfortable living spaces, a nonoperational fireplace, updated flooring, and inviting views of the lake. The flexible four-bedroom layout provides space for guests, a home office, or hobbies. Outside, a generous lawn leads toward the water, while a patio and fire-pit gathering area create a relaxing setting to enjoy the scenery. The attached garage adds everyday convenience. Located in an established Jacksonville neighborhood, this home offers a wonderful opportunity to enjoy nature and waterfront living close to city amenities. Experience the view for yourself.

Listing Details MLS# 2169187

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2060
Living Area Source: Owner
Year Built: 1989
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.61
Association YN: Yes
Association Fee: 130
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: Located off Atlantic, between Kernan and Girvin
Public Remarks: Enjoy peaceful lakefront living in this single-story, four-bedroom, two-bath brick home offers 2,060 heated square feet on an approximately 0.52-acre waterfront lot. Inside, discover comfortable living spaces, a nonoperational fireplace, updated flooring, and inviting views of the lake. The flexible four-bedroom layout provides space for guests, a home office, or hobbies. Outside, a generous lawn leads toward the water, while a patio and fire-pit gathering area create a relaxing setting to enjoy the scenery. The attached garage adds everyday convenience. Located in an established Jacksonville neighborhood, this home offers a wonderful opportunity to enjoy nature and waterfront living close to city amenities. Experience the view for yourself.
List Price/SqFt: 242.23

Property Features

Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; ENERGY STAR Qualified Dryer; Microwave; Refrigerator; Washer; Water Softener Owned Utilities: Cable Available; Electricity Available; Electricity Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Parking Features: Additional Parking; Garage; Garage Door Opener Waterfront Features: Lake Front Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-14

Location Tax and Legal

Street Number: 12559
Street Name: LAZY MEADOW
Street Suffix: Drive
Street Direction Suffix: S
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 043-Intracoastal West-North Of Atlantic Blvd
Subdivision Name: Hickory Creek

Status Change Information

Major Change Timestamp: 2026-10-14T17:07:20Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: SAVVY AVENUE, LLC.

Last Updated: November - 01 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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