Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

125 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2075889)

125 OAKMOSS Drive, St. Johns, FL 32259

$519,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,154 Status: Closed

Current Price: $519,000 List Date: 1/23/2026 Last Modified: 6/30/2026

Overview

Description

This home is ready now!! Located in the gated sections, Toll Brothers-Shores at RiverTown. Exclusive river access to scenic trails, parks, and kayak launch. The Carnation floorplan features a downstairs office, upstairs loft, and expanded covered lanai—perfect for outdoor living. Enjoy a gourmet kitchen with two-toned cabinets, quartz countertops, and high-end stainless steel appliances. The primary suite offers tray ceilings for a luxurious retreat. Elegant oak stairs, smooth walls, and designer lighting in the foyer, kitchen, and dining room add refined style. With thoughtful upgrades and a functional layout, this home blends comfort, elegance, and the best of riverfront living.

Listing Details MLS# 2075889

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2154
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 112
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2200
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-08-01
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From 95, take CR 210 to CR 16, turn right at Woodpeckers BBQ, the gated entry is 1/4 mile on the left hand side.
Public Remarks: This home is ready now!! Located in the gated sections, Toll Brothers-Shores at RiverTown. Exclusive river access to scenic trails, parks, and kayak launch. The Carnation floorplan features a downstairs office, upstairs loft, and expanded covered lanai—perfect for outdoor living. Enjoy a gourmet kitchen with two-toned cabinets, quartz countertops, and high-end stainless steel appliances. The primary suite offers tray ceilings for a luxurious retreat. Elegant oak stairs, smooth walls, and designer lighting in the foyer, kitchen, and dining room add refined style. With thoughtful upgrades and a functional layout, this home blends comfort, elegance, and the best of riverfront living.
List Price/SqFt: 240.95
Sold Price/SqFt: 240.95

Property Features

Architectural Style: Contemporary; Craftsman; Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Gas Water Heater; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Sink; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Split System; Zoned Heating: Central; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Security Security Features: Carbon Monoxide Detector(s); Fire Alarm; Security Gate Construction Materials: Composition Siding Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Many Trees; Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Playground; Tennis Court(s) Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-03-15

Location Tax and Legal

Street Number: 125
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-03-28T16:46:07Z
Major Change Type: Status Change
Price Change Timestamp: 2026-02-07T15:41:12Z
Purchase Contract Date: 2026-03-02
Close Date: 2026-03-26
Close Price: 519000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 30 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare