Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1242 CUNNINGHAM CREEK Drive, St. Johns, FL 32259 (MLS# 2121695)

1242 CUNNINGHAM CREEK Drive, St. Johns, FL 32259

$675,000

Virtual Tour

https://www.tourfactory.com/idxr3232644

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,526 Lot Size (sq. ft.): 46,174 Status: Closed

Current Price: $675,000 List Date: 12/17/2025 Last Modified: 1/21/2026

Overview

Description

**1 ACRE LOT**POOL HOME**BONUS SPACE** Experience true luxury in this elegant home, situated on a sprawling 1 acre lot. This stunning POOL HOME features gorgeous and thoughtfully curated finishes throughout, offering a perfect blend of comfort and style. The functional SPLIT BEDROOM FLOOR PLAN includes 4 beds/2 baths. The spacious kitchen boasts tons of cabinetry and a convenient breakfast bar, complemented by both a formal dining room and a cozy breakfast nook. Relax in the living room by the inviting FIREPLACE, or utilize the flexible BONUS SPACE for a home office or gym. The master suite features a large walk-in closet, a garden tub, and its own private access to the patio. Outdoor living is truly exceptional with a huge SCREENED-IN PATIO. Step out to the backyard to find a SCREENED-IN GAZEBO equipped with a GRILL, perfect for entertaining. This home is a masterpiece of design and relaxation. Don't miss out on this amazing opportunity!

Listing Details MLS# 2121695

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2526
Living Area Source: Public Records
Year Built: 1996
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 1.06
Association YN: Yes
Association Fee: 367.5
Association Fee Frequency: Semi-Annually
Association Name: RIVER OAK PLANTATION
CDD Fee YN: Yes
CDD Fee Amount: 1426.73
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: Northwest
Directions: San Jose Blvd South. Cross Julington Creek Bridge. Right at the 3rd traffic light onto Edgewater Dr. to end. Right onto River Birch. Right onto Cunningham Creek. Home on right
Public Remarks: **1 ACRE LOT**POOL HOME**BONUS SPACE** Experience true luxury in this elegant home, situated on a sprawling 1 acre lot. This stunning POOL HOME features gorgeous and thoughtfully curated finishes throughout, offering a perfect blend of comfort and style. The functional SPLIT BEDROOM FLOOR PLAN includes 4 beds/2 baths. The spacious kitchen boasts tons of cabinetry and a convenient breakfast bar, complemented by both a formal dining room and a cozy breakfast nook. Relax in the living room by the inviting FIREPLACE, or utilize the flexible BONUS SPACE for a home office or gym. The master suite features a large walk-in closet, a garden tub, and its own private access to the patio. Outdoor living is truly exceptional with a huge SCREENED-IN PATIO. Step out to the backyard to find a SCREENED-IN GAZEBO equipped with a GRILL, perfect for entertaining. This home is a masterpiece of design and relaxation. Don't miss out on this amazing opportunity!
List Price/SqFt: 285.04
Sold Price/SqFt: 267.22

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Double Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Other Structures: Gazebo; Outdoor Kitchen Patio And Porch Features: Covered; Glass Enclosed; Rear Porch; Screened Pool Features: In Ground; Pool Sweep; Screen Enclosure Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Garage Door Opener; Off Street Lot Features: Irregular Lot; Sprinklers In Front; Sprinklers In Rear View: Pond; Protected Preserve Waterfront Features: Pond Fencing: Back Yard; Fenced; Wood Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Playground; Tennis Court(s) Community Features: Curbs; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-12-15

Location Tax and Legal

Street Number: 1242
Street Name: CUNNINGHAM CREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: River Oak Plantation

Status Change Information

Major Change Timestamp: 2026-01-21T15:37:30Z
Major Change Type: Status Change
Purchase Contract Date: 2026-01-03
Close Date: 2026-01-16
Close Price: 675000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

Buyer Home Warranty ›

Listing Office: CHAD AND SANDY REAL ESTATE GROUP

Last Updated: January - 21 - 2026

Information deemed reliable but not guaranteed.