Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1241 FRUIT COVE Drive S, St. Johns, FL 32259 (MLS# 2147643)

1241 FRUIT COVE Drive S, St. Johns, FL 32259

$501,250.53

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,018 Lot Size (sq. ft.): 19,602 Status: Closed

Current Price: $501,250.53 List Date: 5/29/2026 Last Modified: 6/22/2026

Overview

Description

*Multiple Offer Notice, H&B by 12:00 pm on Sunday* A stunning brick pool home on a half-acre with no HOA, sign me up! This beautifully maintained 3 bedroom, 2 bath home in the highly desired Fruit Cove Oaks neighborhood of St. Johns offers the ultimate Florida lifestyle. It perfectly blends luxurious interior upgrades like hardwood floors and a cozy fireplace with an incredible, private, resort-style outdoor oasis. Featuring spacious bedrooms, gleaming stainless steel appliances, a highly functional double oven, and a seamless flow into the main living spaces. Gorgeous hardwood flooring flows throughout, complemented by a warm and inviting fireplace that anchors the living room. Step out onto your large enclosed back patio, perfect for year-round entertaining. The screened-in pool provides a relaxing, bug-free retreat on sunny days. The property is fully fenced for privacy and the front yard features an elegant pergola, creating a picturesque setting for outdoor lounging.

Listing Details MLS# 2147643

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2018
Living Area Source: Appraiser
Year Built: 1975
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.45
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-295 take exit 5B to merge onto SR-13S/San Jose Blvd. Continue for 8-9 miles. Turn R onto Fruit Cove Rd. Follow Fruit Cove Rd until it transitions/turns left onto Fruit Cove Rd S. Your destination will be on the R.
Public Remarks: *Multiple Offer Notice, H&B by 12:00 pm on Sunday* A stunning brick pool home on a half-acre with no HOA, sign me up! This beautifully maintained 3 bedroom, 2 bath home in the highly desired Fruit Cove Oaks neighborhood of St. Johns offers the ultimate Florida lifestyle. It perfectly blends luxurious interior upgrades like hardwood floors and a cozy fireplace with an incredible, private, resort-style outdoor oasis. Featuring spacious bedrooms, gleaming stainless steel appliances, a highly functional double oven, and a seamless flow into the main living spaces. Gorgeous hardwood flooring flows throughout, complemented by a warm and inviting fireplace that anchors the living room. Step out onto your large enclosed back patio, perfect for year-round entertaining. The screened-in pool provides a relaxing, bug-free retreat on sunny days. The property is fully fenced for privacy and the front yard features an elegant pergola, creating a picturesque setting for outdoor lounging.
List Price/SqFt: 235.38
Sold Price/SqFt: 248.39

Property Features

Appliances: Dishwasher; Double Oven; Electric Oven; Electric Range; Refrigerator Interior Features: Ceiling Fan(s); His and Hers Closets; Open Floorplan; Primary Bathroom - Shower No Tub; Vaulted Ceiling(s) Flooring: Tile; Wood Utilities: Electricity Available; Natural Gas Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Pool Features: In Ground; Screen Enclosure Roof: Shingle Parking Features: Garage Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-29

Location Tax and Legal

Street Number: 1241
Street Name: FRUIT COVE
Street Suffix: Drive
Street Direction Suffix: S
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Fruit Cove Oaks

Status Change Information

Major Change Timestamp: 2026-06-22T17:20:30Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-31
Close Date: 2026-06-22
Close Price: 501250.53

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

Flood Disclosure ›

Lead Based Paint Disclosure ›

Sellers Property Disclosure ›

Multiple Offer Notice ›

Listing Office: REALTY ONE GROUP ELEVATE

Last Updated: June - 22 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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