Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

124 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2095960)

124 OAKMOSS Drive, St. Johns, FL 32259

$953,010

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,061 Status: Closed

Current Price: $953,010 List Date: 6/29/2025 Last Modified: 8/03/2026

Overview

Description

Build to suit by Toll Brothers

Listing Details MLS# 2095960

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3061
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Association YN: Yes
Association Fee: 112
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 2200
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-03-25
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: Gated entry to community is just south of the south Rivertown roundabout on SR13
Public Remarks: Build to suit by Toll Brothers
List Price/SqFt: 311.34
Sold Price/SqFt: 311.34

Property Features

Architectural Style: Traditional Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Disposal; Gas Cooktop; Gas Water Heater; Microwave; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Vaulted Ceiling(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Zoned Heating: Central; Electric; Heat Pump; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement; Frame; Stone Veneer Roof: Shingle Parking Features: Attached; Garage Water Body Access Type: Association; Navigable Fencing: Full; Wrought Iron Current Use: Residential; Single Family Association Amenities: Basketball Court; Boat Slip; Clubhouse; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Park; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Gated; Sidewalks; Street Lights; Suburban Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-03-24

Location Tax and Legal

Street Number: 124
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2025-06-29T18:52:49Z
Major Change Type: Status Change
Purchase Contract Date: 2025-03-24
Close Date: 2025-03-25
Close Price: 953010

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: August - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.