Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12361 YORK HARBOR Drive, Jacksonville, FL 32225 (MLS# 2134648)

12361 YORK HARBOR Drive, Jacksonville, FL 32225

$449,000

Fully staged inside for you to imagine the possibilities

Large Enough for Dinette or kitchen island

This striking home has wonderful curb appeal

Make this an office, playroom or extra living space

A beautiful house set in a desirable neighborhood

Allow natural light to filter into the home, imparting a good feeling

French Doors Lead from living room to screen-enclosed porch

098-12361YorkHarborDrive-Jacksonville-FL

This is the only room that is on the 2nd floor

Perfect for an older teen, visiting guest, or make this a bonus room

Soft breezes, plenty of patio space, and a dip in the hot tub

Open concept living. Kitching to living room view

Big windows provide plenty of natural light into the home

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,255 Lot Size (sq. ft.): 8,276 Status: Closed

Current Price: $449,000 List Date: 3/12/2026 Last Modified: 11/03/2026

Overview

Description

Come give this BEAUTIFUL home a second look! Fantastic price adjustment and now furnished inside, SPACIOUS and MOVE-IN READY! Four-bedroom, two-bath home + extra living space perfect for a HOME OFFICE. Features include NEW LUXURY VINYL PLANK FLOORING, NEW CARPET, NEW INTERIOR PAINT, and a spacious kitchen. At closing, seller to pay off balance of solar panels ($11,000+) so new homeowner will own them free and clear and benefit from a low utility bill. French doors lead to a large screened patio with hot tub, ideal for relaxing or entertaining. Home also includes whole-home water purification system - NEW REFRIGERATOR, too. Great curb appeal, extremely clean, and move-in ready!

Listing Details MLS# 2134648

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2255
Living Area Source: Assessor
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.19
Association YN: Yes
Association Fee: 263.5
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Can get to the home from Kernan or Atlantic Blvd. From I-295, head east on Atlantic Blvd. Turn left on Kernan Blvd then right on Matthew Unger Dr. Left on Pleasure Bay Dr. then right on York Harbor Dr. Home is on the left.
Public Remarks: Come give this BEAUTIFUL home a second look! Fantastic price adjustment and now furnished inside, SPACIOUS and MOVE-IN READY! Four-bedroom, two-bath home + extra living space perfect for a HOME OFFICE. Features include NEW LUXURY VINYL PLANK FLOORING, NEW CARPET, NEW INTERIOR PAINT, and a spacious kitchen. At closing, seller to pay off balance of solar panels ($11,000+) so new homeowner will own them free and clear and benefit from a low utility bill. French doors lead to a large screened patio with hot tub, ideal for relaxing or entertaining. Home also includes whole-home water purification system - NEW REFRIGERATOR, too. Great curb appeal, extremely clean, and move-in ready!
List Price/SqFt: 199.11
Sold Price/SqFt: 199.11

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Dryer; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Primary Downstairs Flooring: Carpet; Tile; Vinyl Laundry Features: In Unit Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Patio And Porch Features: Porch; Rear Porch; Screened Spa Features: Above Ground Roof: Shingle Parking Features: Garage Fencing: Back Yard; Vinyl Current Use: Residential Association Amenities: None Association Fee Includes: Maintenance Grounds Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-03-11

Location Tax and Legal

Street Number: 12361
Street Name: YORK HARBOR
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 043-Intracoastal West-North Of Atlantic Blvd
Subdivision Name: Harbor Winds

Status Change Information

Major Change Timestamp: 2026-06-03T22:52:24Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-24T14:35:34Z
Purchase Contract Date: 2026-05-01
Close Date: 2026-06-03
Close Price: 449000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Documents

HOA Disclosure ›

Flood Disclosure ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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