Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12337 CARDINAL CREEK Drive, Jacksonville, FL 32218 (MLS# 2169193)

12337 CARDINAL CREEK Drive, Jacksonville, FL 32218

$3,200

Property Type: Residential Lease Bedrooms: 5 Baths: 4 Square Footage: 3,621 Lot Size (sq. ft.): 16,117 Status: Active

Current Price: $3,200 List Date: 10/14/2026 Last Modified: 11/01/2026

Overview

Listing Details MLS# 2169193

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3621
Living Area Source: Appraiser
Year Built: 2007
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.37
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Waterfront YN: No
Stories Total: 2
Senior Community YN: No
Directions: From I-295, take the Pulaski Road exit and head north on Pulaski Road. Continue approximately half a mile, then turn right into Dunns Creek Plantation. Take the first left onto Cardinal Creek Drive to 12337 Cardinal Creek Drive.
List Price/SqFt: 0.88

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees; Insurance; Taxes Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Walk-In Closet(s) Laundry Features: In Unit Patio And Porch Features: Screened Association Amenities: Community Pool; Playground Water Source: Public Parking Features: Additional Parking; Garage Door Opener Sewer: Public Sewer Security Features: Smoke Detector(s) Fencing: Back Yard Utilities: Sewer Connected; Water Connected Cooling: Central Air Heating: Central Road Surface Type: Asphalt Rent Includes: None Tenant Pays: All Utilities; Cable TV; Grounds Care; Pest Control; Trash Collection Pets Allowed: Yes; Cats OK; Dogs OK; Size Limit

Contract Information

Rental Service: RentSpree
Rental Application URL: https://apply.link/wjsMH7s
RentEdge Syndication Y/N: Yes
Property Sub Type: Single Family Residence
Listing Contract Date: 2026-11-01
Lease Term: 12 Months
Availability Date: 2026-11-01

Location Tax and Legal

Street Number: 12337
Street Name: CARDINAL CREEK
Street Suffix: Drive
State: FL
County: Duval
Postal Code: 32218
MLS Area Major: 092-Oceanway/Pecan Park
Subdivision Name: Islands At Dunns Creek

Status Change Information

Major Change Timestamp: 2026-10-14T17:38:13Z
Major Change Type: New Listing

Deposits and Fees

Application Fee: 40.99
Pet Fee/Deposit: 500
Security Deposit: 6400

More Information

Pets Allowed

Maximum Weight Allowed: 20

Listing Office: JOSH REALTY INC

Last Updated: November - 01 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.