Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1232 CUNNINGHAM CREEK Drive, St. Johns, FL 32259 (MLS# 2019579)

1232 CUNNINGHAM CREEK Drive, St. Johns, FL 32259

$710,000

Virtual Tour

https://nflrealestatephotography.com/1232-Cunningham-Creek-Dr/idx

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,703 Lot Size (sq. ft.): 23,958 Status: Closed

Current Price: $710,000 List Date: 4/12/2024 Last Modified: 2/27/2026

Overview

Description

Welcome to your dream home in the highly sought-after neighborhood of River Oaks Plantation! This stunning brick pool home situated on a corner lot boasts waterfront views and offers the epitome of luxurious living. Step inside to discover gleaming hardwood floors that flow seamlessly throughout, complemented by deep crown and dentil molding, and feature ceilings that add a touch of elegance to every room. Bathed in natural light, this home is an oasis of brightness and warmth. The well-designed floorplan offers a perfect blend of formal and casual living spaces. Entertain guests in the formal living room with a picturesque view of the pool, or host elegant dinners in the dining room featuring chair rail and wainscoting trim. A spacious study complete with double French doors and a large window make a great home office. The heart of the home is the beautiful kitchen, equipped with white cabinets, granite countertops, a tumbled stone backsplash, and a convenient island

Supplements: in addition to a huge breakfast bar. KitchenAid appliances, including a smooth top range make meal preparation a breeze. Plus, there's a large walk-in pantry for all your storage needs. Adjacent to the kitchen, the breakfast nook offers a charming bay window and yet another view of the pool. Unwind in the expansive family room featuring a gas fire ... (Read more)

Listing Details MLS# 2019579

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2703
Living Area Source: Public Records
Year Built: 1995
Lot Size Acres: 0.55
Association YN: Yes
Association Fee: 317.5
Association Fee Frequency: Semi-Annually
CDD Fee YN: Yes
CDD Fee Amount: 1018.32
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: Get on I-295 S from Exit 54 and Gate Pkwy Follow I-295 S to FL-13 S/San Jose Blvd. Take exit 5B from I-295 S Follow FL-13 S to Cunningham Creek Dr in Fruit Cove
Public Remarks: Welcome to your dream home in the highly sought-after neighborhood of River Oaks Plantation! This stunning brick pool home situated on a corner lot boasts waterfront views and offers the epitome of luxurious living. Step inside to discover gleaming hardwood floors that flow seamlessly throughout, complemented by deep crown and dentil molding, and feature ceilings that add a touch of elegance to every room. Bathed in natural light, this home is an oasis of brightness and warmth. The well-designed floorplan offers a perfect blend of formal and casual living spaces. Entertain guests in the formal living room with a picturesque view of the pool, or host elegant dinners in the dining room featuring chair rail and wainscoting trim. A spacious study complete with double French doors and a large window make a great home office. The heart of the home is the beautiful kitchen, equipped with white cabinets, granite countertops, a tumbled stone backsplash, and a convenient island
List Price/SqFt: 266.37
Sold Price/SqFt: 262.67

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Double Oven; Dryer; Electric Oven; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Entrance Foyer; Jack and Jill Bath; Kitchen Island; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs Flooring: Tile; Wood Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick Patio And Porch Features: Covered; Patio; Porch; Rear Porch; Screened Pool Features: In Ground; Fenced; Screen Enclosure Roof: Shingle Parking Features: Garage; Garage Door Opener View: Pond Fencing: Back Yard Current Use: Residential Association Amenities: Community Pool Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Contingency Reason: Appraisal; Financing; Inspection