Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1230 12TH Street N, Jacksonville Beach, FL 32250 (MLS# 2160156)

1230 12TH Street N, Jacksonville Beach, FL 32250

$1,230,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,525 Status: Closed

Current Price: $1,230,000 List Date: 8/14/2026 Last Modified: 10/09/2026

Overview

Description

This exceptional new construction home showcases a stunning chef's kitchen with designer-selected finishes, premium appliances, statement lighting, spa-inspired baths, and thoughtfully curated details throughout.

Listing Details MLS# 2160156

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2525
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-08-10
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: East
Directions: Go north on Penman Rd from Beach Blvd. Go right on 9th Ave N, then left on 12th St N. House will be on the left.
Public Remarks: This exceptional new construction home showcases a stunning chef's kitchen with designer-selected finishes, premium appliances, statement lighting, spa-inspired baths, and thoughtfully curated details throughout.
List Price/SqFt: 510.89
Sold Price/SqFt: 487.13

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Refrigerator; Gas Range; Ice Maker; Refrigerator Interior Features: Built-in Features; Ceiling Fan(s); Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Gas Dryer Hookup; Sink; Upper Level Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Fiber Cement; Frame Exterior Features: Balcony; Outdoor Kitchen; Outdoor Shower Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Metal; Shingle Parking Features: Garage; Garage Door Opener Lot Features: Dead End Street Fencing: Fenced; Full; Wood Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-14

Location Tax and Legal

Street Number: 1230
Street Name: 12TH
Street Suffix: Street
Street Direction Suffix: N
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 213-Jacksonville Beach-NW
Subdivision Name: Jacksonville Beach

Status Change Information

Major Change Timestamp: 2026-10-09T17:51:58Z
Major Change Type: Status Change
Purchase Contract Date: 2026-08-28
Close Date: 2026-10-09
Close Price: 1230000

DPR Eligible

DPR Eligible: No

More Information

Documents

Floor plan ›

Listing Office: BACHMANN HOMES REALTY, LLC

Last Updated: October - 09 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.