Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1227 4TH Street N, Jacksonville Beach, FL 32250 (MLS# 1105561)

1227 4TH Street N, Jacksonville Beach, FL 32250

$639,900

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,870 Status: Closed

Current Price: $639,900 List Date: 4/20/2021 Last Modified: 2/07/2025

Overview

Description

New Villa Home under construction close to downtown Jacksonville Beach, shopping, restaurants, nightlife & AB/NB Town Center. Customization of all finishes and colors available to buyers that contract before May 5. 'Up & Down' floor plan with living, dining, kitchen and master up all guest bedrooms plus a lounge/bonus room down. High-end finishes, fixtures, 9' & 10' ceilings, gourmet island kitchen, shaker white cabinets, quartz counters, hard surface flooring throughout, no carpet. Oversized balcony off living, private fenced back yards, outdoor h/c shower, very low maintenance and energy efficient, true Florida living. 2400 sq ft under roof, No HOA/CDD/monthly fees,.

Listing Details MLS# 1105561

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1870
Living Area Source: Plans
Year Built: 2021
Lot Size Dimensions: 31.25 x 100
Association YN: No
CDD Fee YN: No
New Construction YN: Yes
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: A1A to west on 11th Ave North, right on 4th St.
Public Remarks: New Villa Home under construction close to downtown Jacksonville Beach, shopping, restaurants, nightlife & AB/NB Town Center. Customization of all finishes and colors available to buyers that contract before May 5. 'Up & Down' floor plan with living, dining, kitchen and master up all guest bedrooms plus a lounge/bonus room down. High-end finishes, fixtures, 9' & 10' ceilings, gourmet island kitchen, shaker white cabinets, quartz counters, hard surface flooring throughout, no carpet. Oversized balcony off living, private fenced back yards, outdoor h/c shower, very low maintenance and energy efficient, true Florida living. 2400 sq ft under roof, No HOA/CDD/monthly fees,.
List Price/SqFt: 342.19
Sold Price/SqFt: 342.19

Property Features

Approx Parcel Size: Less than .25 Acre Property Condition: Under Construction Appliances: Dishwasher; Disposal; Electric Range; Microwave Interior Features: Breakfast Bar; Eat-in Kitchen; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Vinyl; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Green Energy Efficient: Appliances Construction Materials: Fiber Cement Exterior Features: Balcony Patio And Porch Features: Patio Pool Features: None Roof: Other Fencing: Back Yard Current Use: Residential Possession: Negotiable Listing Terms: Cash; Conventional; FHA; Lease Option; Owner May Carry; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-04-19

Location Tax and Legal

Street Number: 1227
Street Name: 4TH
Street Suffix: Street
Street Direction Suffix: N
County: Duval
State: FL
Postal Code: 32250
MLS Area Major: 213-Jacksonville Beach-NW
Subdivision Name: Jacksonville Beach

Status Change Information

Major Change Timestamp: 2023-11-17T00:21:09Z
Major Change Type: Price Change
Price Change Timestamp: 2021-04-21T20:13:45Z
Purchase Contract Date: 2021-04-27
Close Date: 2021-08-13
Close Price: 639900

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: Atkins Builders
Public Historical Remarks 2: Dining-Living/Dining Combo: Y, Interior Amenities-Structured Wiring: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Picture Window(s): Y

More Information

Room Information

Room Name
Utility Room

Listing Office: OCEANSIDE REAL ESTATE

Last Updated: February - 07 - 2025

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare