Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12263 HARTS Road, Jacksonville, FL 32218 (MLS# 2169526)

12263 HARTS Road, Jacksonville, FL 32218

$315,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,760 Lot Size (sq. ft.): 17,424 Status: Active

Current Price: $315,000 List Date: 10/16/2026 Last Modified: 10/30/2026

Overview

Description

Secure your next income-producing property in Jacksonville's Northside! With a tenant in place, this property presents an opportunity for investors seeking a tenant-occupied rental. Conveniently located near major roadways, shopping, dining and everyday essentials with access to I-95 and I-295 for commuting. Whether you are expanding your rental portfolio or planning for long-term investment, this Northside property is worth a closer look. Property is tenant-occupied; lease runs through June 2027. Showings subject to tenant access and applicable lease requirements.

Listing Details MLS# 2169526

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1760
Living Area Source: Public Records
Year Built: 2015
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.4
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Take 295 to Busch Drive and then Right on Harts Rd.
Public Remarks: Secure your next income-producing property in Jacksonville's Northside! With a tenant in place, this property presents an opportunity for investors seeking a tenant-occupied rental. Conveniently located near major roadways, shopping, dining and everyday essentials with access to I-95 and I-295 for commuting. Whether you are expanding your rental portfolio or planning for long-term investment, this Northside property is worth a closer look. Property is tenant-occupied; lease runs through June 2027. Showings subject to tenant access and applicable lease requirements.
List Price/SqFt: 178.98

Property Features

Levels: One Appliances: Refrigerator Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: Additional Parking; Garage Current Use: Investment Possession: Negotiable; Subject To Tenant Rights Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-16

Location Tax and Legal

Street Number: 12263
Street Name: HARTS
Street Suffix: Road
County: Duval
State: FL
Postal Code: 32218
MLS Area Major: 091-Garden City/Airport
Subdivision Name: Cedar North

Status Change Information

Major Change Timestamp: 2026-10-16T12:40:45Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Offer Instructions ›

Flood Disclosure ›

Non-Owner Occupied Disclosure ›

Listing Office: JPAR CITY AND BEACH

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare