Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12258 SCOTTS COVE Trail, Jacksonville, FL 32225 (MLS# 2167419)

12258 SCOTTS COVE Trail, Jacksonville, FL 32225

$465,500

Virtual Tour

https://www.zillow.com/view-imx/67eda55a-a588-4855-a04b-928eb6f6f66b?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,145 Lot Size (sq. ft.): 9,583 Status: Closed

Current Price: $465,500 List Date: 10/02/2026 Last Modified: 10/23/2026

Overview

Description

Welcome home to this beautifully maintained 4-bedroom, 2-bathroom pool home in a highly desirable Jacksonville location! Lovingly cared for by its current owners, this home offers numerous updates and a fantastic Florida lifestyle. Enjoy the saltwater pool, resurfaced in 2018 with a new filter and salt chlorinator, plus a pool heater added in 2022. Major updates include a new HVAC in 2019, quartz kitchen countertops in 2020, and a commercial-grade water heater, new garage door rollers and springs, garbage disposal, and dishwasher in 2021. The family room features a beautiful stacked-stone fireplace, while updated lighting adds a fresh touch throughout the home. The front yard also features new sod, and the entire back fence was replaced in 2022. Conveniently located near Sabal Palm Elementary, Waterleaf Elementary, Landmark Middle School, and Abbess Park Elementary.

Supplements: As an added opportunity for qualified buyers, the sellers' agent is partnering with Brenda Williamson of Atlantic Trust Mortgage to offer up to 1% in lender credits when financing the home through her, subject to lender guidelines, loan approval, and program terms. A well-maintained home, a private pool, numerous updates, and a convenient location ... (Read more)

Listing Details MLS# 2167419

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2145
Living Area Source: Appraiser
Year Built: 1994
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.22
Association YN: Yes
Association Fee: 320
Association Fee Frequency: Annually
Association Name: Carrington Place Owners Association
Association Phone: 904-434-0180
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From Atlantic Blvd turn onto Kernan Blvd. Drive pass Landmark Middle school to Carrington Place subdivision. Turn into subdivision onto Scotts Cove Trl drive straight to house on the right.
Public Remarks: Welcome home to this beautifully maintained 4-bedroom, 2-bathroom pool home in a highly desirable Jacksonville location! Lovingly cared for by its current owners, this home offers numerous updates and a fantastic Florida lifestyle. Enjoy the saltwater pool, resurfaced in 2018 with a new filter and salt chlorinator, plus a pool heater added in 2022. Major updates include a new HVAC in 2019, quartz kitchen countertops in 2020, and a commercial-grade water heater, new garage door rollers and springs, garbage disposal, and dishwasher in 2021. The family room features a beautiful stacked-stone fireplace, while updated lighting adds a fresh touch throughout the home. The front yard also features new sod, and the entire back fence was replaced in 2022. Conveniently located near Sabal Palm Elementary, Waterleaf Elementary, Landmark Middle School, and Abbess Park Elementary.
List Price/SqFt: 219.11
Sold Price/SqFt: 217.02

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Water Heater; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Pantry; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Water Available; Water Connected Cooling: Central Air; Split System Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Brick Veneer; Stucco Other Structures: Shed(s) Patio And Porch Features: Covered; Patio; Screened; Side Porch Pool Features: In Ground; Salt Water; Screen Enclosure Roof: Shingle Parking Features: Garage Lot Features: Cul-De-Sac; Few Trees; Sprinklers In Front View: Pool Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Maintenance Grounds Community Features: Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan