Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1224 CUNNINGHAM CREEK Drive, St. Johns, FL 32259 (MLS# 2044916)

1224 CUNNINGHAM CREEK Drive, St. Johns, FL 32259

$685,000

Entertainers Dream Space Overlooking Backyard

Rest and Relax in the Evening as the Sunsets Overlooking Lake View

Custom and Meticulously Maintained Front Landscaping

Crown Molding Updated throughout. Separate seating space for guest, displays or reading

Custom windows provide natural light and gas burning fireplace overlooking the water views

Natural light and stunning mantle to have gas fireplace running in the holiday & chilly season.

Main living space overlooks the pool with custom windows.

Overlooking the pool and water views the perfect place to have your morning coffee.

Overlooks the pool area with natural lighting coming in.

Pool day allows your guests to use pool access bathroom with full shower.

Owners Suite Pool Door Access and Overlooks the Pool Area and Water View

Access to the pool with a direct door to the pool

Separate Jet Bathtub and Double Vanities

His & hers bathroom countertops, separate bathroom, European style shower & separate bathtub.

Walk in private shower and jet powered bathtub for ultimate relaxation

His & Her Closets and Vanities with Owners Suite Foyer

Second Bedroom near Owners Suite with Plantation Shutters

Third and Fourth Bedroom on separate side of home with Jack and Jill Bathroom

Updated Tinted Windows Allow for Heat inside Home to be Controlled

Space between neighbors allows for privacy

Landscaping is maintained at the highest level creating an inviting curb appeal

This home is walking distance to community pool and dock, enjoy sunsets on the dock.

Enjoy your views of the St. Johns river from the community dock.

Accessed only by Residents is the Community Dock and Pool

Walking Distance to River Oak Community Pool

Walking Distance to enjoy sunsets by the River Oaks Community Dock

Community Pools in Julington Creek Plantation

Julington Creek Plantation Amenity Acess

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3 Lot Size (sq. ft.): 23,522 Status: Closed

Current Price: $685,000 List Date: 8/30/2024 Last Modified: 3/20/2026

Overview

Description

Waterfront pool home sitting on half an acre in River Oaks Plantation offers access to Julington Creek Plantation amenities. Featuring 4 bedrooms and 3 full bathrooms, this meticulously maintained property boasts attractive curb appeal with a circular driveway and landscaped surroundings. Nestled in a sought-after community centrally located in St. Johns County, this home welcomes you with updated crown molding, wood flooring, and custom windows that invite natural light while tinted windows reduce heat. Upon entering, you'll find a seating room with windows overlooking the pool. The formal dining area is ideal for gatherings and hosting. The main living space features vaulted ceilings, custom windows that bring in daylight, and picturesque water views. The kitchen is equipped with KitchenAid stainless steel appliances and granite countertops, and the breakfast nook overlooks the pool area and main living space.

Supplements: The guest bathroom by the pool includes a full shower and direct access to the pool area. The guest bedroom, located near the owner's suite, is across from this bathroom and both feature updated crown molding. The owner's suite is also enhanced with crown molding and opens to foyer, which includes one of two walk-in closets. The owner's bathroom is ... (Read more)

Listing Details MLS# 2044916

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2396
Living Area Source: Public Records
Building Area Total: 3.09
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.54
Association YN: Yes
Association Fee: 349.5
Association Fee Frequency: Semi-Annually
Association Name: River Oaks Plantation
Association Phone: 904-497-4200
CDD Fee YN: Yes
CDD Fee Amount: 1059.21
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: Yes
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: Head south on I-95 S, take Exit 335 for Old St. Augustine Rd, and turn right. Continue for 5 miles, then turn left onto SR-13 S. After 3 miles, turn right onto Roberts Rd. Drive for 2 miles, then turn right onto Cunningham Creek Dr. The destination will be on your left.
Public Remarks: Waterfront pool home sitting on half an acre in River Oaks Plantation offers access to Julington Creek Plantation amenities. Featuring 4 bedrooms and 3 full bathrooms, this meticulously maintained property boasts attractive curb appeal with a circular driveway and landscaped surroundings. Nestled in a sought-after community centrally located in St. Johns County, this home welcomes you with updated crown molding, wood flooring, and custom windows that invite natural light while tinted windows reduce heat. Upon entering, you'll find a seating room with windows overlooking the pool. The formal dining area is ideal for gatherings and hosting. The main living space features vaulted ceilings, custom windows that bring in daylight, and picturesque water views. The kitchen is equipped with KitchenAid stainless steel appliances and granite countertops, and the breakfast nook overlooks the pool area and main living space.
List Price/SqFt: 283.39
Sold Price/SqFt: 285.89

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: Other Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Water Heater; Freezer; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Frame; Shell Dash; Stucco Patio And Porch Features: Patio; Screened Pool Features: In Ground; Pool Sweep; Screen Enclosure; Waterfall Roof: Shingle Parking Features: Attached; Circular Driveway; Garage; Garage Door Opener; Off Street Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear View: Pond; Water Water Body Access Type: Community Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Jogging Path; Playground; Tennis Court(s); Water Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2024-08-22

Location Tax and Legal

Street Number: 1224
Street Name: CUNNINGHAM CREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: River Oaks Plantation

Status Change Information

Major Change Timestamp: 2024-10-01T18:28:25Z
Major Change Type: Status Change
Purchase Contract Date: 2024-09-01
Close Date: 2024-09-30
Close Price: 685000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE

Last Updated: March - 20 - 2026

Information deemed reliable but not guaranteed.