Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

12188 NETTLECREEK Drive, Jacksonville, FL 32225 (MLS# 2167451)

12188 NETTLECREEK Drive, Jacksonville, FL 32225

$535,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,008 Lot Size (sq. ft.): 6,534 Status: Active

Current Price: $535,000 List Date: 10/02/2026 Last Modified: 10/23/2026

Overview

Description

Stunning 2 story house in great Waterleaf community 4/2.5/2. Open floor plan with formal dining room, formal living room, and family room with fireplace. Spacious owner's suite features a garden tub, separate shower, vanities and walk-in closets. Complete with full appliance package and blinds for privacy. Two car garage and driveway. All bedrooms are on the second floor. Great community amenities for the whole family. Minutes from the beach, schools,shopping and entertainment. Tenant occupied, 48 hours notice.

Supplements: Tenant occupied, notice 48 hours before showing.

Listing Details MLS# 2167451

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 3008
Living Area Source: Public Records
Year Built: 2005
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.15
Lot Size Dimensions: 60x110
Association YN: Yes
Association Fee: 360
Association Fee Frequency: Semi-Annually
Association Name: Waterleaf
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From Kernan Blvd N turn left to Waterleaf Blvd, then turn right to Candlebark Dr, then turn left to Nettlecreek Dr.
Public Remarks: Stunning 2 story house in great Waterleaf community 4/2.5/2. Open floor plan with formal dining room, formal living room, and family room with fireplace. Spacious owner's suite features a garden tub, separate shower, vanities and walk-in closets. Complete with full appliance package and blinds for privacy. Two car garage and driveway. All bedrooms are on the second floor. Great community amenities for the whole family. Minutes from the beach, schools,shopping and entertainment. Tenant occupied, 48 hours notice.
List Price/SqFt: 177.86

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: Electric Dryer Hookup; Lower Level; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Porch; Rear Porch Roof: Shingle Parking Features: Garage; Garage Door Opener; Shared Driveway Lot Features: Few Trees; Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Fencing: Other Current Use: Residential Association Amenities: Basketball Court; Community Pool; Playground Community Features: Sidewalks Road Surface Type: Asphalt Possession: Subject To Tenant Rights Listing Terms: Cash; Conventional Room Types: Bathroom 1; Bedroom 1; Bedroom 2; Family Room; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-01

Location Tax and Legal

Street Number: 12188
Street Name: NETTLECREEK
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 042-Ft Caroline
Subdivision Name: Waterleaf

Status Change Information

Major Change Timestamp: 2026-10-23T05:22:47Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-23T05:22:47Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Room Types

Bathroom 1 Level: Second
Bedroom 1 Level: Second
Bedroom 2 Level: Second
Family Room Level: First
Kitchen Level: First
Laundry Level: First
Living Room Level: First
Primary Bathroom Level: Second
Primary Bedroom Level: Second

Room Information

Room Name	Level
Primary Bathroom	Second
Bathroom 1	Second
Laundry	First
Kitchen	First
Primary Bedroom	Second
Bedroom 1	Second
Bedroom 2	Second
Living Room	First
Family Room	First

Listing Office: YOUNG REALTY LLC

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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