Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

121 LOCHNAGAR MOUNTAIN Drive, St. Johns, FL 32259 (MLS# 2142089)

121 LOCHNAGAR MOUNTAIN Drive, St. Johns, FL 32259

$410,000

Welcome to 121 Lochnagar Mountain Drive in St Johns, FL 32259

4 Bedrooms | 2 Bathrooms | 2-Car Garage | Single-Story | Tile & LVP Flooring Throughout

AI Generated - 121 Lochnagar Mountain Dr

Fully Fenced Backyard with Privacy Fencing on .15 Acre Lot

Twisty Slide & Pools Located at 110 Flower of Scotland Ave

Lap Pool Located at 110 Flower of Scotland Ave

Fitness Center Located at 96 Bush Pl, St Johns, FL 32259

Cardio Machines, Weight Training Equipment & Free Weights

Aberdeen Softball Fields - Aberdeen Park Located at1401 Shetland Dr

Field of Dreams Baseball Park Located at 1401 Shetland Dr

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,913 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $410,000 List Date: 4/27/2026 Last Modified: 6/02/2026

Overview

Description

Welcome to 121 Lochnagar Mountain Dr in St. Johns, FL, located in the Aberdeen community. This beautifully maintained 4-bedroom, 2-bath home offers comfort, style, and convenience. Built in 2016, this Osprey floor plan by DR Horton delivers functional, single-story living. A welcoming foyer opens to a spacious, open-concept living area and updated kitchen featuring a modern island and new appliance package. All appliances convey, including the washer/dryer, and refrigerator, making this home move-in ready. Enjoy a screened-in lanai and fully fenced backyard for added privacy. This home features a split-bedroom layout, with guest rooms separate from the primary suite. Located on a quiet street, just minutes to Freedom Crossing Academy (K-8), Bartram Trail High School and Aberdeen Shoppes. Amenities include a dog park, two pools, fitness center, basketball courts and more. This home is located approx. 30 min to Mickler's Beach, 45 min to JAX Aiirport and 40 to His ... (Read more)

Listing Details MLS# 2142089

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1913
Living Area Source: Public Records
Year Built: 2016
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 50
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1913.88
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Take I-95 to exit 9B onto St. Johns Parkway. Turn left onto Longleaf Parkway, then left onto Shetland Drive, and right onto Lochnagar Mountain Drive. The home will be on the left.
Public Remarks: Welcome to 121 Lochnagar Mountain Dr in St. Johns, FL, located in the Aberdeen community. This beautifully maintained 4-bedroom, 2-bath home offers comfort, style, and convenience. Built in 2016, this Osprey floor plan by DR Horton delivers functional, single-story living. A welcoming foyer opens to a spacious, open-concept living area and updated kitchen featuring a modern island and new appliance package. All appliances convey, including the washer/dryer, and refrigerator, making this home move-in ready. Enjoy a screened-in lanai and fully fenced backyard for added privacy. This home features a split-bedroom layout, with guest rooms separate from the primary suite. Located on a quiet street, just minutes to Freedom Crossing Academy (K-8), Bartram Trail High School and Aberdeen Shoppes. Amenities include a dog park, two pools, fitness center, basketball courts and more. This home is located approx. 30 min to Mickler's Beach, 45 min to JAX Aiirport and 40 to Historic St. Aug.
List Price/SqFt: 219.55
Sold Price/SqFt: 214.32

Property Features

Architectural Style: A-Frame; Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Gas Range; Tankless Water Heater Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs Flooring: Laminate; Tile Laundry Features: In Unit; Lower Level Utilities: Electricity Connected; Natural Gas Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Garage Lot Features: Dead End Street Fencing: Fenced; Vinyl Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Management - Part Time; Park; Playground Community Features: Sidewalks; Street Lights Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-27

Location Tax and Legal

Street Number: 121
Street Name: LOCHNAGAR MOUNTAIN
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Aberdeen

Status Change Information

Major Change Timestamp: 2026-06-02T19:00:34Z
Major Change Type: Status Change
Purchase Contract Date: 2026-05-01
Close Date: 2026-06-01
Close Price: 410000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: June - 02 - 2026

Information deemed reliable but not guaranteed.