Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1204 SUMMIT OAKS Drive W, Jacksonville, FL 32221 (MLS# 2167719)

1204 SUMMIT OAKS Drive W, Jacksonville, FL 32221

$310,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,714 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $310,000 List Date: 10/03/2026 Last Modified: 10/26/2026

Overview

Description

SPACE TO SPREAD OUT—INSIDE AND OUT! Offering 3 bedrooms, 2 baths and approximately 1,714 sq. ft., this inviting home delivers plenty of room for comfortable everyday living and entertaining. The spacious main living area features vaulted ceilings and flows into a generously sized kitchen with abundant cabinetry, counter space and a center island. One of the home's standout features is the large enclosed Florida room, creating incredible additional space to relax, entertain or enjoy year-round. The primary suite includes a double-vanity bath, while outside you'll find a fenced backyard with mature shade, covered patio area and storage shed. Comfortable, spacious and full of possibilities—come see everything this home has to offer!

Listing Details MLS# 2167719

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1714
Living Area Source: Assessor
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 275
Association Fee Frequency: Annually
Association Name: Crystal Creek Homeowners Association
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: • Go west on Normandy Blvd, turn right on Hammond Blvd, turn left on Crystal Springs Rd, and turn left into Crystal Creek (the property is on the corner).
Public Remarks: SPACE TO SPREAD OUT—INSIDE AND OUT! Offering 3 bedrooms, 2 baths and approximately 1,714 sq. ft., this inviting home delivers plenty of room for comfortable everyday living and entertaining. The spacious main living area features vaulted ceilings and flows into a generously sized kitchen with abundant cabinetry, counter space and a center island. One of the home's standout features is the large enclosed Florida room, creating incredible additional space to relax, entertain or enjoy year-round. The primary suite includes a double-vanity bath, while outside you'll find a fenced backyard with mature shade, covered patio area and storage shed. Comfortable, spacious and full of possibilities—come see everything this home has to offer!
List Price/SqFt: 180.86

Property Features

Architectural Style: Traditional Levels: One Rental Restrictions: Other Appliances: Convection Oven; Refrigerator Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup Utilities: Electricity Available; Electricity Connected; Sewer Available; Water Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Frame Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Brick; Full; Wood Current Use: Single Family Association Amenities: None Road Frontage Type: Private Road Road Surface Type: Concrete Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-30

Location Tax and Legal

Street Number: 1204
Street Name: SUMMIT OAKS
Street Suffix: Drive
Street Direction Suffix: W
County: Duval
State: FL
Postal Code: 32221
MLS Area Major: 062-Crystal Springs/Country Creek Area
Subdivision Name: Crystal Creek

Status Change Information

Major Change Timestamp: 2026-10-26T18:47:23Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-26T18:47:23Z

DPR Eligible

DPR Eligible: Yes

More Information

Documents

SPD ›

Flood Disclosure ›

Offer Instructions ›

Listing Office: EAGLES WORLD REALTY, INC

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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