Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1204 CREEK BEND Road, St. Johns, FL 32259 (MLS# 2146576)

1204 CREEK BEND Road, St. Johns, FL 32259

$1,054,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,041 Lot Size (sq. ft.): 48,787 Status: Closed

Current Price: $1,054,000 List Date: 5/28/2026 Last Modified: 7/20/2026

Overview

Description

THIS POOL HOME IS A STUNNER....with a COMPLETE luxury renovation, this home offers the best of classic architecture & modern living. The outdoor living space and 3 yr new screened in pool, summer kitchen and pavilion expand your entertaining and living spaces, bringing the indoors out! Thoughtfully reimagined from floor to ceiling, every inch of this one-of-a-kind residence has been meticulously updated with exceptional craftsmanship and designer-quality finishes throughout. This lovely home features beautifully curated spaces filled with warmth, style, and sophistication. From the new high end (and super durable) LVP floors, all new upscale fixtures, to the brand new kitchen & baths, no detail has been overlooked. Perfectly positioned to make it SUPER PRIVATE and capture the breathtaking preserve views. This is a rare opportunity to own a truly special home where character and high-end luxury come together seamlessly. Here's just a glimpse of what you'll find here: many new windows,

Supplements: all new doors, all new flooring & trim work throughout, shiplap walls, tongue & groove ceilings, a new butler pantry w/wine fridge, a new stop & drop, hardwood staircase, no carpet, new driveway, fenced yard, balcony, new firepit with party lights, shed, 3 car epoxy garage with cabinets, new laundry with cabinets, sink & folding shelf, new full vie ... (Read more)

Listing Details MLS# 2146576

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3041
Living Area Source: Assessor
Year Built: 1994
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 1.12
Association YN: Yes
Association Fee: 350
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From SR13 Turn East on Fruit Cove Woods Rd to end, left on Hawkcrest Dr, right on Creek Bend follow to 1204 on left.
Public Remarks: THIS POOL HOME IS A STUNNER....with a COMPLETE luxury renovation, this home offers the best of classic architecture & modern living. The outdoor living space and 3 yr new screened in pool, summer kitchen and pavilion expand your entertaining and living spaces, bringing the indoors out! Thoughtfully reimagined from floor to ceiling, every inch of this one-of-a-kind residence has been meticulously updated with exceptional craftsmanship and designer-quality finishes throughout. This lovely home features beautifully curated spaces filled with warmth, style, and sophistication. From the new high end (and super durable) LVP floors, all new upscale fixtures, to the brand new kitchen & baths, no detail has been overlooked. Perfectly positioned to make it SUPER PRIVATE and capture the breathtaking preserve views. This is a rare opportunity to own a truly special home where character and high-end luxury come together seamlessly. Here's just a glimpse of what you'll find here: many new windows,
List Price/SqFt: 361.39
Sold Price/SqFt: 346.6

Property Features

Architectural Style: Traditional Levels: One and One Half Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Water Softener Owned; Wine Cooler Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Butler Pantry; Ceiling Fan(s); Entrance Foyer; Guest Suite; His and Hers Closets; In-Law Floorplan; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s); Wet Bar Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Lower Level; Sink; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Heat Pump Water Source: Public Sewer: Public Sewer Construction Materials: Brick; Frame Exterior Features: Balcony; Fire Pit; Outdoor Kitchen Patio And Porch Features: Covered; Rear Porch; Screened Pool Features: In Ground; Electric Heat; Heated; Pool Sweep; Salt Water; Screen Enclosure Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Dead End Street; Sprinklers In Front; Sprinklers In Rear; Wetlands; Wooded View: Protected Preserve; Trees/Woods Fencing: Back Yard Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan Contingency Reason: Inspection