Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

120 VANDERFORD Road N, Orange Park, FL 32073 (MLS# 2124668)

120 VANDERFORD Road N, Orange Park, FL 32073

$335,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,026 Lot Size (sq. ft.): 11,326 Status: Closed

Current Price: $335,000 List Date: 1/12/2026 Last Modified: 2/09/2026

Overview

Description

Beautifully Updated Pool Home with Major Upgrades Inside & Out! This well-maintained home has been thoughtfully renovated over the last 9 years, offering peace of mind with modern systems and stylish updates throughout. The home features a new architectural shingle roof (2015), Rheem high-efficiency water heater (2018), Bryant 3.5T A/C with new ductwork and blown-in insulation (2017), updated electrical panel and copper wiring (2015), and CPVC plumbing (2015). Inside, you'll love the remodeled kitchen with updated cabinets, flooring, sink, and windows (2016-2022), refreshed bathrooms (2016), new carpet (2024), and a fully updated master suite with new flooring (2024) and windows (2022). The sunroom was remodeled in 2024 with new ceiling, electrical, French doors, and tied into central HVAC. Appliances include a Samsung double oven (2024), Whirlpool low-decibel dishwasher (2023), and LG washer/dryer (2023).

Supplements: Outdoor living shines with a 25,000-gallon pool featuring a new liner, steps, light assembly, and filter media (2025). Enjoy entertaining on the paver patios, firepit area (84" wide), and freshly recoated pool deck (2023). Four poly sheds (all under 5 years old) provide excellent storage. Nest exterior security cameras are also included. This move ... (Read more)

Listing Details MLS# 2124668

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2026
Living Area Source: Measured
Year Built: 1976
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Head south on Blanding Blvd/State Rd 21 S toward Youngerman Cir Pass by ACE Cash Express (on the right in 1.6 mi) 3.0 mi Turn left onto Suzanne Ave 0.5 mi Turn left onto Moody Ave 0.8 mi Turn left onto Vanderford Rd W Destination will be on the left
Public Remarks: Beautifully Updated Pool Home with Major Upgrades Inside & Out! This well-maintained home has been thoughtfully renovated over the last 9 years, offering peace of mind with modern systems and stylish updates throughout. The home features a new architectural shingle roof (2015), Rheem high-efficiency water heater (2018), Bryant 3.5T A/C with new ductwork and blown-in insulation (2017), updated electrical panel and copper wiring (2015), and CPVC plumbing (2015). Inside, you'll love the remodeled kitchen with updated cabinets, flooring, sink, and windows (2016-2022), refreshed bathrooms (2016), new carpet (2024), and a fully updated master suite with new flooring (2024) and windows (2022). The sunroom was remodeled in 2024 with new ceiling, electrical, French doors, and tied into central HVAC. Appliances include a Samsung double oven (2024), Whirlpool low-decibel dishwasher (2023), and LG washer/dryer (2023).
List Price/SqFt: 178.68
Sold Price/SqFt: 165.35

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Electric Oven; Microwave; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s) Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Brick Exterior Features: Fire Pit Patio And Porch Features: Porch; Screened Pool Features: In Ground Roof: Shingle Parking Features: Garage View: Pool Fencing: Back Yard Current Use: Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-01-12

Location Tax and Legal

Street Number: 120
Street Name: VANDERFORD
Street Suffix: Road
Street Direction Suffix: N
County: Clay
State: FL
Postal Code: 32073
MLS Area Major: 135-Park West/Montclair
Subdivision Name: Lakeside Estates

Status Change Information

Major Change Timestamp: 2026-02-09T18:33:08Z
Major Change Type: Status Change
Purchase Contract Date: 2026-01-12
Close Date: 2026-02-06
Close Price: 335000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: EXIT INSPIRED REAL ESTATE

Last Updated: February - 09 - 2026

Information deemed reliable but not guaranteed.