Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

120 TORTOLA Way, St. Johns, FL 32259 (MLS# 2144260)

120 TORTOLA Way, St. Johns, FL 32259

$799,000

Virtual Tour

https://www.zillow.com/view-imx/dc94b3a4-d346-4328-8a46-e98f21abf353?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

So many possibilities with the courtyard. Would even fit an inground poo/spa.

Front doors leading to Courtyard and Casita.

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,003 Lot Size (sq. ft.): 11,326 Status: Active

Current Price: $799,000 List Date: 5/08/2026 Last Modified: 10/28/2026

Overview

Description

Nestled in Seaside at Beachwalk, this upgraded home offers resort-style living around the breathtaking 14-acre Crystal Lagoon, with amenities for all ages. A private paver courtyard connects the home to a separate casita, creating a peaceful outdoor retreat. The flexible layout features 5 bedrooms, 4 full baths, and a loft—ideal as a MULTI-GENERATIONAL HOME or a home with an executive private office. Upstairs, a private bedroom, full bath, and loft create a comfortable retreat. The casita offers its own bedroom and bath, perfect for guests, a home office, or fitness space. An elegant dining area features a custom accent wall, while the chef's kitchen and eat-in area overlook a large preserve-backed backyard. The open family room showcases a custom wood accent wall. The owner's suite includes a sitting area and spa-inspired glamour bath. A stunning home with room to live, work, and relax—must see!

Listing Details MLS# 2144260

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3003
Living Area Source: Assessor
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.26
Association YN: Yes
Association Fee: 72
Association Fee Frequency: Monthly
Association Fee 2: 163.66
Association Fee 2 Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 4685.51
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, exit 329 (CR210) turn East. Travel 1 mile to Beachwalk. Turn left into Beachwalk. Continue on Beachwalk Blvd around round-about, continue on to Left on into Seaside on topside, take first right on Tortola, home on right.
Public Remarks: Nestled in Seaside at Beachwalk, this upgraded home offers resort-style living around the breathtaking 14-acre Crystal Lagoon, with amenities for all ages. A private paver courtyard connects the home to a separate casita, creating a peaceful outdoor retreat. The flexible layout features 5 bedrooms, 4 full baths, and a loft—ideal as a MULTI-GENERATIONAL HOME or a home with an executive private office. Upstairs, a private bedroom, full bath, and loft create a comfortable retreat. The casita offers its own bedroom and bath, perfect for guests, a home office, or fitness space. An elegant dining area features a custom accent wall, while the chef's kitchen and eat-in area overlook a large preserve-backed backyard. The open family room showcases a custom wood accent wall. The owner's suite includes a sitting area and spa-inspired glamour bath. A stunning home with room to live, work, and relax—must see!
List Price/SqFt: 266.07

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Gas Cooktop; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Lower Level Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame Exterior Features: Courtyard Patio And Porch Features: Covered; Patio Roof: Metal Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Beach Access; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Restaurant Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan