Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

120 BEDSTONE Drive, St. Johns, FL 32259 (MLS# 2065091)

120 BEDSTONE Drive, St. Johns, FL 32259

$390,000

Virtual Tour

https://www.zillow.com/view-imx/b8aeb96e-9469-429e-b90e-9079df9b4bda?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,625 Lot Size (sq. ft.): 6,534 Status: Closed

Current Price: $390,000 List Date: 1/16/2025 Last Modified: 6/24/2026

Overview

Description

[Price REDUCED to Sell!] This charming 3 bedroom, 2 bathroom home conveniently located in the desirable Mill Creek Landing neighborhood offers an open floor plan, perfect for entertaining! Located in the great St Johns County school district, with No CDD Fees. Walking in, you will notice the ship lap accent that adds to the already beautiful and spacious family room. Enjoy the functional and attractive kitchen which includes Stainless Steel Fridge, Range & Dishwasher (2022), Granite Countertops with Bar Seating, Raised Panel Cabinetry, lovely Backsplash and an extra large Walk-in Pantry! The floors have also been updated to durable plank flooring. The large Primary Bedroom is beautiful with its tray ceiling and en suite bathroom featuring a double sink vanity, large soaking tub and separate shower. Enjoy the spacious Backyard with an extra large back patio, perfect for relaxing and entertaining. New Roof (2023)!

Supplements: The home is located near ''A'' Rated Schools and Shopping!

Listing Details MLS# 2065091

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1625
Living Area Source: Public Records
Year Built: 2008
Accessory Dwelling Unit Y/N: No
Lot Size Acres: 0.15
Association YN: Yes
Association Fee: 360
Association Fee Frequency: Semi-Annually
Association Name: First Coast Association Management, Inc.
Association Phone: 904-717-9231
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Go South on SR 13, Left on Roberts Rd, Right into Mill Creek Landing subdivision.
Public Remarks: [Price REDUCED to Sell!] This charming 3 bedroom, 2 bathroom home conveniently located in the desirable Mill Creek Landing neighborhood offers an open floor plan, perfect for entertaining! Located in the great St Johns County school district, with No CDD Fees. Walking in, you will notice the ship lap accent that adds to the already beautiful and spacious family room. Enjoy the functional and attractive kitchen which includes Stainless Steel Fridge, Range & Dishwasher (2022), Granite Countertops with Bar Seating, Raised Panel Cabinetry, lovely Backsplash and an extra large Walk-in Pantry! The floors have also been updated to durable plank flooring. The large Primary Bedroom is beautiful with its tray ceiling and en suite bathroom featuring a double sink vanity, large soaking tub and separate shower. Enjoy the spacious Backyard with an extra large back patio, perfect for relaxing and entertaining. New Roof (2023)!
List Price/SqFt: 243.08
Sold Price/SqFt: 240

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Oven; Electric Range; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Patio Roof: Shingle Parking Features: Garage View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Playground Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection