Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

118 TOPSIDE Drive, St. Johns, FL 32259 (MLS# 2159615)

118 TOPSIDE Drive, St. Johns, FL 32259

$999,000

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Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,362 Lot Size (sq. ft.): 10,454 Status: Active

Current Price: $999,000 List Date: 8/12/2026 Last Modified: 11/02/2026

Overview

Description

Your coastal pool home has arrived! This beautifully upgraded 5-bedroom 4-bath home offers the perfect blend of comfort style and Florida living. The open floor plan features wood-look tile flooring throughout and an oversized kitchen with stainless steel appliances a beverage refrigerator and plenty of space for entertaining. The kitchen flows seamlessly into the spacious dining and living areas with triple sliding glass doors extending the living space outdoors. Step outside to your private tropical retreat featuring a custom pool and spa with serene water views mature palms and a full screen enclosure for year-round enjoyment. The outdoor kitchen creates the perfect setting for entertaining or relaxing. Inside you'll find thoughtful custom built-ins abundant storage and spacious walk-in closets. The 3-car garage offers custom-built storage and organization while the paver driveway and walkway add to the home's impressive curb appeal.

Supplements: The fully fenced backyard is perfect for four-legged family members. Beyond your private oasis enjoy Beachwalk's incredible 14-acre lagoon and an array of resort-style amenities. This is the Florida lifestyle you've been waiting for!

Listing Details MLS# 2159615

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3362
Living Area Source: Assessor
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.24
Association YN: Yes
Association Fee: 335.48
Association Fee Frequency: Monthly
Association Fee 2: 707
Association Fee 2 Frequency: Quarterly
Association Name: New Boundaries Properties
Association Phone: 904-315-7107
CDD Fee YN: Yes
CDD Fee Amount: 4685.51
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: No
Directions: Driving South on 95 turn left (East) onto CR 210, Continue on County Rd 210 E. Drive to Beachwalk Blvd and turn left. Drive to Topside drive and turn right. House will be on right with sign.
Public Remarks: Your coastal pool home has arrived! This beautifully upgraded 5-bedroom 4-bath home offers the perfect blend of comfort style and Florida living. The open floor plan features wood-look tile flooring throughout and an oversized kitchen with stainless steel appliances a beverage refrigerator and plenty of space for entertaining. The kitchen flows seamlessly into the spacious dining and living areas with triple sliding glass doors extending the living space outdoors. Step outside to your private tropical retreat featuring a custom pool and spa with serene water views mature palms and a full screen enclosure for year-round enjoyment. The outdoor kitchen creates the perfect setting for entertaining or relaxing. Inside you'll find thoughtful custom built-ins abundant storage and spacious walk-in closets. The 3-car garage offers custom-built storage and organization while the paver driveway and walkway add to the home's impressive curb appeal.
List Price/SqFt: 297.14

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Dryer; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater Interior Features: Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Downstairs; Walk-In Closet(s) Flooring: Tile Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Rear Porch; Screened Pool Features: In Ground; Screen Enclosure Roof: Metal Parking Features: Garage; Garage Door Opener View: Water Waterfront Features: Pond Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Tennis Court(s) Community Features: Sidewalks; Street Lights Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan