Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1176 HARMONY Drive, St. Johns, FL 32259 (MLS# 2077607)

1176 HARMONY Drive, St. Johns, FL 32259

$140,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,680 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $140,000 List Date: 4/16/2025 Last Modified: 6/16/2026

Overview

Description

Your perfect opportunity to expand your investment portfolio! This 3 bedroom, 2 bathroom home offers a fresh, Cozy feel throughout. The stylish kitchen has shaker cabinets, stainless steel appliances, and a spacious breakfast nook. The home features a split floor plan, large master bedroom with his and her closets, a dedicated dining room and large living room area, with vinyl flooring flowing throughout. Step outside to a serene backyard with a large 330+sqft screened in porch, perfect for enjoying your morning coffee or unwinding in the evening. Home is on local utility water and sewer. Located in the idyllic Fruit Cove area boasting low crime and excellent schools, you don't want miss this incredible chance to make it yours!

Listing Details MLS# 2077607

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1680
Living Area Source: Public Records
Year Built: 1986
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.18
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Head south on FL-13 S/San Jose Blvd toward Julington Creek Rd Turn right onto Fruit Cove Rd N/Fruit Cove Terrace S Turn right onto Harmony Dr S
Public Remarks: Your perfect opportunity to expand your investment portfolio! This 3 bedroom, 2 bathroom home offers a fresh, Cozy feel throughout. The stylish kitchen has shaker cabinets, stainless steel appliances, and a spacious breakfast nook. The home features a split floor plan, large master bedroom with his and her closets, a dedicated dining room and large living room area, with vinyl flooring flowing throughout. Step outside to a serene backyard with a large 330+sqft screened in porch, perfect for enjoying your morning coffee or unwinding in the evening. Home is on local utility water and sewer. Located in the idyllic Fruit Cove area boasting low crime and excellent schools, you don't want miss this incredible chance to make it yours!
List Price/SqFt: 92.26
Sold Price/SqFt: 83.33

Property Features

Architectural Style: Traditional Levels: One Body Type: Double Wide Appliances: Dishwasher; Electric Range; Refrigerator Fireplace Features: Wood Burning Interior Features: Ceiling Fan(s); Primary Bathroom - Tub with Shower Flooring: Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Sewer Connected; Water Connected Cooling: Central Air; Electric; Wall/Window Unit(s) Heating: Electric Water Source: Public Sewer: Public Sewer Construction Materials: Vinyl Siding Patio And Porch Features: Covered; Front Porch; Rear Porch; Screened Roof: Metal Parking Features: Attached Fencing: Chain Link Current Use: Manufactured Home; Residential Road Frontage Type: City Street Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Other

Contract Information

Property Sub Type: Manufactured Home
Property Attached YN: No
Listing Contract Date: 2025-03-25

Location Tax and Legal

Street Number: 1176
Street Name: HARMONY
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Harmony Village

Status Change Information

Major Change Timestamp: 2025-06-24T17:16:23Z
Major Change Type: Status Change
Price Change Timestamp: 2025-04-16T15:25:06Z
Purchase Contract Date: 2025-06-06
Close Date: 2025-06-23
Close Price: 140000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: SMILEEHOUSE AUCTION CO LLC

Last Updated: June - 16 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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