117 S 3RD Street, Palatka, FL 32177 (MLS# 2102953)

117 S 3RD Street, Palatka, FL 32177

$540,000
Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 2,708 Lot Size (sq. ft.): 11,326 Status: Active
Current Price: $540,000 List Date: 2/27/2026 Last Modified: 7/17/2026

Overview

Description

This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!

Listing Details MLS# 2102953

General Property Information

Bedrooms Total
3
Bathrooms Full
2
Bathrooms Total
2
Living Area
2356
Living Area Source
Appraiser
Building Area Total
2708
Year Built
1884
Accessory Dwelling Unit Y/N
No
Homestead YN
Yes
Lot Size Acres
0.26
Lot Size Dimensions
142.42' x 121.50'
Association YN
No
CDD Fee YN
No
Accessibility Features YN
Yes
New Construction YN
No
Garage YN
No
Carport YN
No
Pool Private YN
No
Water Body Access YN
Yes
Waterfront YN
No
Furnished
Partially
Stories
2
Entry Level
Yes
Senior Community YN
No
Direction Faces
West
Directions
From the Memorial bridge head north on Hwy 17. Turn right onto 3rd Street. House will on the left just after the St Johns Avenue intersection.
Public Remarks
This home offers the best of both worlds, historic character with tasteful modern updates. Many original features including a fireplace, beautiful solid wood front door, sunporch with views of the majestic St Johns River and an enclosed back porch that leads to the backyard that will be your own private oasis. Updated bathrooms and a huge kitchen with new state of the art appliances that any chef would envy. The second story attic is insulated and could be finished to create additional living space. The house is zoned for either commercial or residential use and is within the South Historic District. Located one block from the St Johns River and historic downtown Palatka, this is your opportunity to be a part of Palatka's renaissance!
List Price/SqFt
229.2
Bathrooms Half
0

Property Features

Architectural Style: Cottage; Victorian Levels: Two Accessibility Features: Accessible Approach with Ramp Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Dryer; Gas Range; Gas Water Heater; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Primary Downstairs Flooring: Tile; Wood Laundry Features: In Unit; Lower Level; Sink Utilities: Cable Available; Cable Connected; Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Wood Siding Patio And Porch Features: Front Porch; Side Porch; Terrace Roof: Metal Parking Features: Additional Parking; Off Street; On Street; Parking Lot Lot Features: Historic Area View: River Fencing: Back Yard; Full; Privacy; Vinyl; Wood Current Use: Commercial; Residential; Single Family Community Features: Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2025-08-07

Location Tax and Legal

Street Number
117
Street Direction Prefix
S
Street Name
3RD
Street Suffix
Street
County
Putnam
State
FL
Postal Code
32177
MLS Area Major
561-Greater Palatka
Subdivision Name
Dicks Map

Status Change Information

Major Change Timestamp
2026-07-17T21:45:46Z
Major Change Type
Price Reduced
Price Change Timestamp
2026-07-17T21:45:46Z

Fireplace Features

Fireplaces Total
Yes
Wood Burning
Yes

More Information

DPR Eligible

DPR Eligible
Yes

Location, Tax, and Legal

Country
US
Parcel Number
421027685001200041
Tax Annual Amount
3292.07
Tax Year
2024
Tax Legal Description
DICK'S MAP OF PALATKA MB2 P46 BLK 12 PT OF LOTS 4 & 5 BK129, P393 BK134 PP343 385
Zoning Description
Commercial
High School
Palatka

Accessibility Features

Accessible Approach with Ramp
Yes

Appliances

Dishwasher
Yes
Dryer
Yes
Gas Range
Yes
Gas Water Heater
Yes
Washer
Yes

Construction Materials

Wood Siding
Yes

Cooling

Central Air
Yes

Current Use

Commercial
Yes
Residential
Yes
Single Family
Yes

Fencing

Back Yard
Yes
Full
Yes
Privacy
Yes
Vinyl
Yes
Wood
Yes

Flooring

Tile
Yes
Wood
Yes

Heating

Central
Yes

Laundry Features

In Unit
Yes
Lower Level
Yes
Sink
Yes

Levels

Two
Yes

Listing Terms

Cash
Yes
Conventional
Yes

Lot Features

Historic Area
Yes

Parking Features

Additional Parking
Yes
Off Street
Yes
On Street
Yes
Parking Lot
Yes

Possession

Close Of Escrow
Yes

Road Frontage Type

City Street
Yes

Road Surface Type

Asphalt
Yes
Paved
Yes

Roof

Metal
Yes

Sewer

Public Sewer
Yes

Utilities

Cable Available
Yes
Cable Connected
Yes
Electricity Available
Yes
Electricity Connected
Yes
Natural Gas Available
Yes
Natural Gas Connected
Yes
Sewer Available
Yes
Sewer Connected
Yes
Water Available
Yes
Water Connected
Yes

View

River
Yes

Water Source

Public
Yes

Architectural Style

Cottage
Yes
Victorian
Yes

Community Features

Sidewalks
Yes
Street Lights
Yes

Patio And Porch Features

Front Porch
Yes
Side Porch
Yes
Terrace
Yes

Interior Features

Breakfast Bar
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Primary Downstairs
Yes

Property Condition

Updated/Remodeled
Yes

Rental Restrictions

No Minimum
Yes

Water Body Access Type

City
Yes
Listing Office: DUCK REALTY INC
Source MLS Verified
Last Updated: July - 17 - 2026
Information deemed reliable but not guaranteed.

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