Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1161 WHISPERING PINES Road, St. Johns, FL 32259 (MLS# 2158368)

1161 WHISPERING PINES Road, St. Johns, FL 32259

$655,000

Virtual Tour

https://youtu.be/ENt_frYjkjg

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,097 Lot Size (sq. ft.): 69,260 Status: Closed

Current Price: $655,000 List Date: 8/31/2026 Last Modified: 10/29/2026

Overview

Description

Accepting Backup offers. Beautifully updated and set on 1.59 fully fenced acres, OR zoning, NO HOA or CDD fees, a 3-stall barn and tack room, garden boxes and fruit trees! 3-bedroom, 3-bathroom home with privacy and a relaxed country lifestyle without sacrificing proximity to top-rated St. Johns County schools, shopping, and dining. A screened-in front porch welcomes you into an open floor plan filled with natural light. Over 12 foot ceilings in the family room add a spacious, airy feel. Interior features include fresh paint and new LVP flooring throughout, an updated brick fireplace, and three updated bathrooms. The kitchen features new quartz countertops, a brick backsplash, and double wall ovens, perfect for entertaining. Other improvements include fresh exterior paint, new Hardie® board siding-June 2026, new water heater-May 2026, artesian well, well pump replaced in 2017, septic drain field-2017, metal roof-May 2026 (half 2017), Updated plumbing & electrical. Outside, the fully

Supplements: fenced property offers a covered back porch, a side deck just off the kitchen, garden boxes, established mulberry, fig, grapefruit, elderberry, and cherry trees, plus a fire pit area perfect for relaxing outdoors. A separate enclosed area provides dedicated space for animals or livestock. The home is also storm-ready with pre-installed hurricane sh ... (Read more)

Listing Details MLS# 2158368

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2097
Living Area Source: Appraiser
Year Built: 1975
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 1.59
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From 295 exit San Jose South (SR 13) approx 6 miles to left of Sheffield Rd to Right on Orange Cove Rd., to Left on Whispering Pines Rd. Hoome on the left.
Public Remarks: Accepting Backup offers. Beautifully updated and set on 1.59 fully fenced acres, OR zoning, NO HOA or CDD fees, a 3-stall barn and tack room, garden boxes and fruit trees! 3-bedroom, 3-bathroom home with privacy and a relaxed country lifestyle without sacrificing proximity to top-rated St. Johns County schools, shopping, and dining. A screened-in front porch welcomes you into an open floor plan filled with natural light. Over 12 foot ceilings in the family room add a spacious, airy feel. Interior features include fresh paint and new LVP flooring throughout, an updated brick fireplace, and three updated bathrooms. The kitchen features new quartz countertops, a brick backsplash, and double wall ovens, perfect for entertaining. Other improvements include fresh exterior paint, new Hardie® board siding-June 2026, new water heater-May 2026, artesian well, well pump replaced in 2017, septic drain field-2017, metal roof-May 2026 (half 2017), Updated plumbing & electrical. Outside, the fully
List Price/SqFt: 319.03
Sold Price/SqFt: 312.35

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Double Oven; Electric Cooktop; Refrigerator Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; His and Hers Closets; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms Flooring: Luxury Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Septic Tank Security Features: Smoke Detector(s); Other Construction Materials: Fiber Cement Other Structures: Barn(s); Stable(s); Workshop Exterior Features: Fire Pit Patio And Porch Features: Covered; Deck; Front Porch; Rear Porch; Screened Roof: Metal Parking Features: Attached Carport Lot Features: Wooded View: Trees/Woods Fencing: Fenced; Full Current Use: Horses; Livestock; Residential; Single Family Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-02

Location Tax and Legal

Street Number: 1161
Street Name: WHISPERING PINES
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Orange Cove

Status Change Information

Major Change Timestamp: 2026-10-23T19:48:41Z
Major Change Type: Status Change
Price Change Timestamp: 2026-09-29T19:03:09Z
Purchase Contract Date: 2026-10-01
Close Date: 2026-10-23
Close Price: 655000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: FLORIDA'S CHOICE REALTY LLC

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.