Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1161 DOVER Drive, St. Johns, FL 32259 (MLS# 2109495)

1161 DOVER Drive, St. Johns, FL 32259

$670,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,122 Lot Size (sq. ft.): 13,068 Status: Closed

Current Price: $670,000 List Date: 1/12/2026 Last Modified: 4/01/2026

Overview

Description

Welcome to River Oaks Plantation in beautiful St. Johns County!Bring your kayaks, canoes & paddleboards, residents enjoy access to the St. Johns River from the neighborhood dock.This spacious home offers over 3,100 sq. ft. of thoughtfully designed living space & updated kitchen featuring quartz countertops, soft-close cabinetry w/ lighting & KitchenAid appliances including a double wall oven, 5-burner gas cooktop & under-counter microwave & pop up grommet w/ wireless charging! Includes high ceilings, crown molding & 1st floor primary suite w/ separate walk-in closets, 2 vanities, separate shower and a garden tub. Two additional bedrooms w/ a shared full bath, a home office or 5th bedroom making it versatile to meet your needs.Large upstairs bedroom w/bath. Step outside to the expansive screened lanai & unwind in the spa or enjoy entertaining by the firepit. Check out the Julington Creek Plantation amenity center!!ROOF(2021) A/Cs(2020 & 2021)

Listing Details MLS# 2109495

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3122
Living Area Source: Public Records
Year Built: 1999
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.3
Association YN: Yes
Association Fee: 350
Association Fee Frequency: Semi-Annually
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From Downtown Jacksonville take I-95 South towards Daytona. Take Exit #337 for I-295N towards Orange Park. From I-295, take Exit #5B for FL13 S/San Jose Blvd. Turn right onto Edgewater Dr, turn left onto Pembrooke Rd, turn right onto Dover 1161 Dover Dr is on your right.
Public Remarks: Welcome to River Oaks Plantation in beautiful St. Johns County!Bring your kayaks, canoes & paddleboards, residents enjoy access to the St. Johns River from the neighborhood dock.This spacious home offers over 3,100 sq. ft. of thoughtfully designed living space & updated kitchen featuring quartz countertops, soft-close cabinetry w/ lighting & KitchenAid appliances including a double wall oven, 5-burner gas cooktop & under-counter microwave & pop up grommet w/ wireless charging! Includes high ceilings, crown molding & 1st floor primary suite w/ separate walk-in closets, 2 vanities, separate shower and a garden tub. Two additional bedrooms w/ a shared full bath, a home office or 5th bedroom making it versatile to meet your needs.Large upstairs bedroom w/bath. Step outside to the expansive screened lanai & unwind in the spa or enjoy entertaining by the firepit. Check out the Julington Creek Plantation amenity center!!ROOF(2021) A/Cs(2020 & 2021)
List Price/SqFt: 219.41
Sold Price/SqFt: 214.61

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Double Oven; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Built-in Features; Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Wood Laundry Features: Sink Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Screened Spa Features: In Ground Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Water Body Access Type: Community Fencing: Back Yard Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-09-11

Location Tax and Legal

Street Number: 1161
Street Name: DOVER
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: River Oaks Plantation

Status Change Information

Major Change Timestamp: 2026-04-01T17:44:50Z
Major Change Type: Status Change
Price Change Timestamp: 2025-11-11T21:57:28Z
Purchase Contract Date: 2026-01-12
Close Date: 2026-04-01
Close Price: 670000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: ROUND TABLE REALTY

Last Updated: April - 01 - 2026

Information deemed reliable but not guaranteed.