Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

116 19TH Avenue N 203, Jacksonville Beach, FL 32250 (MLS# 2160914)

116 19TH Avenue N 203, Jacksonville Beach, FL 32250

$910,000

Virtual Tour

https://nflrealestatephotography.com/116-19th-Ave-N-5/idx

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,102 Lot Size (sq. ft.): 436 Status: Active

Current Price: $910,000 List Date: 9/01/2026 Last Modified: 10/31/2026

Overview

Description

Ocean views just one block from the sand & the desirable Neptune Beach. This exceptional 2100 sq. ft. condo is remodeled from top to bottom with quality features & is a must see! Featuring renovated Kitchen & 3 Baths, Hard Surface flooring throughout, contemporary fixtures & unique one of a kind touches, this home is a showstopper! The spacious open floorplan offers tall ceilings, large windows & 3 BR's with their own en-suite full baths- perfect for privacy, guests or working from home. The generously sized primary suite provides room for a sitting area or home office & opens up to the expansive outdoor balcony. Both front & rear balconies are the largest in the building-offering abundant outdoor living space, coastal peeks & a front-row seat to the activity & energy along First St. Beach Terraces is a newer boutique building with only 18 units & feels like a community. With too many features to list, please see the features sheet for details about your beach home!

Listing Details MLS# 2160914

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2102
Living Area Source: Public Records
Year Built: 2005
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.01
Association YN: Yes
Association Fee: 1465
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: Yes
Stories Total: 7
Senior Community YN: No
Direction Faces: North
Directions: From JTB, go North on 3rd St. past Beach Blvd. Turn right on 19th Ave. N. (across from Fletcher Middle School). Beach Terrace will be on the right.
Public Remarks: Ocean views just one block from the sand & the desirable Neptune Beach. This exceptional 2100 sq. ft. condo is remodeled from top to bottom with quality features & is a must see! Featuring renovated Kitchen & 3 Baths, Hard Surface flooring throughout, contemporary fixtures & unique one of a kind touches, this home is a showstopper! The spacious open floorplan offers tall ceilings, large windows & 3 BR's with their own en-suite full baths- perfect for privacy, guests or working from home. The generously sized primary suite provides room for a sitting area or home office & opens up to the expansive outdoor balcony. Both front & rear balconies are the largest in the building-offering abundant outdoor living space, coastal peeks & a front-row seat to the activity & energy along First St. Beach Terraces is a newer boutique building with only 18 units & feels like a community. With too many features to list, please see the features sheet for details about your beach home!
List Price/SqFt: 432.92

Property Features

Property Condition: Updated/Remodeled Rental Restrictions: 1 Year Appliances: Dishwasher; Gas Cooktop; Microwave; Refrigerator; Tankless Water Heater Interior Features: Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Vinyl Utilities: Cable Connected; Electricity Connected; Natural Gas Connected Cooling: Central Air Heating: Central Water Source: Public Security Features: Fire Sprinkler System; Secured Lobby; Security Gate; Smoke Detector(s) Exterior Features: Balcony; Impact Windows Patio And Porch Features: Covered; Front Porch; Rear Porch Spa Features: Community; In Ground Parking Features: Assigned; Covered; Garage; Gated; Guest; Secured View: Beach Current Use: Multi-Family Association Amenities: Management - Full Time; Management - Off Site; Service Elevator(s); Storage; Trash Association Fee Includes: Insurance; Maintenance Grounds; Maintenance Structure; Sewer; Trash; Water Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan