Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1157 ASHMORE Drive, St. Johns, FL 32259 (MLS# 2058059)

1157 ASHMORE Drive, St. Johns, FL 32259

$699,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,630 Lot Size (sq. ft.): 13,068 Status: Closed

Current Price: $699,000 List Date: 11/23/2024 Last Modified: 12/16/2025

Overview

Description

Back on the market with no fault by the seller. Welcome home to this MOVE-IN ready, pool home located in the highly sought after community of River Oaks Plantation. Enjoy evening walks along the community dock overlooking the beautiful sunset on the St. Johns River. The combination of elegance and casual living makes this home great for relaxation or entertaining guests with an abundance of natural light and exquisite features including custom crown molding, wood-look tile throughout, wood-burning fireplace, plus a formal living and dining room. The kitchen features 42'' white cabinets, granite countertops ,stainless SSt appliances and recessed lighting. The spacious owner's suite has his and her closets, a bay window and access to the covered lanai overlooking the pool. The 5th bedroom is located upstairs with its own bath. Entertain year round with the salt-water, heated pool complete with a screened-in enclosure.

Supplements: In addition to River Oaks Plantation community pool and dock, enjoy resort-style amenities of Julington Creek Plantation that cater to an active lifestyle, including a state-of-the-art fitness center, basketball and volleyball courts, recreational pool with slide, lap pool, and a welcoming clubhouse for community gatherings. This home is convenien ... (Read more)

Listing Details MLS# 2058059

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2630
Living Area Source: Public Records
Year Built: 1997
Homestead YN: Yes
Lot Size Acres: 0.3
Association YN: Yes
Association Fee: 317.5
Association Fee Frequency: Semi-Annually
Association Name: River Oaks Plantation
Association Phone: 904-747-0181
CDD Fee YN: Yes
CDD Fee Amount: 1384.31
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Drive south on SR13, turn right into River Oaks Plantation on Edgewater Dr. Take the first left on Pembrooke, and second right on Ashore Drive.
Public Remarks: Back on the market with no fault by the seller. Welcome home to this MOVE-IN ready, pool home located in the highly sought after community of River Oaks Plantation. Enjoy evening walks along the community dock overlooking the beautiful sunset on the St. Johns River. The combination of elegance and casual living makes this home great for relaxation or entertaining guests with an abundance of natural light and exquisite features including custom crown molding, wood-look tile throughout, wood-burning fireplace, plus a formal living and dining room. The kitchen features 42'' white cabinets, granite countertops ,stainless SSt appliances and recessed lighting. The spacious owner's suite has his and her closets, a bay window and access to the covered lanai overlooking the pool. The 5th bedroom is located upstairs with its own bath. Entertain year round with the salt-water, heated pool complete with a screened-in enclosure.
List Price/SqFt: 265.78
Sold Price/SqFt: 265.78

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Microwave; Plumbed For Ice Maker; Refrigerator; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Entrance Foyer; His and Hers Closets; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Sink; Washer Hookup Utilities: Cable Available; Cable Connected; Electricity Available; Electricity Connected; Sewer Available; Sewer Connected; Water Connected Cooling: Central Air; Split System; Zoned Heating: Central; Electric; Heat Pump; Hot Water Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Covered; Screened Pool Features: In Ground; Electric Heat; Fenced; Heated; Salt Water; Screen Enclosure Spa Features: Private Roof: Shingle Parking Features: Garage Fencing: Back Yard; Fenced; Privacy Current Use: Residential; Single Family Association Amenities: Boat Dock; Boat Launch; Clubhouse; Community Pool; Fitness Center; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2024-11-22

Location Tax and Legal

Street Number: 1157
Street Name: ASHMORE
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: River Oaks Plantation

Status Change Information

Major Change Timestamp: 2025-01-06T17:36:49Z
Major Change Type: Status Change
Purchase Contract Date: 2024-11-30
Close Date: 2025-01-06
Close Price: 699000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: UNITED REAL ESTATE GALLERY

Last Updated: December - 16 - 2025

Information deemed reliable but not guaranteed.