Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1145 DOVER Drive, St. Johns, FL 32259 (MLS# 2099241)

1145 DOVER Drive, St. Johns, FL 32259

$695,000

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,690 Lot Size (sq. ft.): 13,504 Status: Closed

Current Price: $695,000 List Date: 7/18/2025 Last Modified: 8/24/2026

Overview

Description

Welcome to a home designed for the way you live. With 4 spacious bedrooms, 3.5 bathrooms, and 3 versatile flex spaces, 1145 Dover Drive offers room to grow, gather, and unwind. Whether you need a home office, media room, or guest suite, the layout is ready to adapt. Step inside to find rich wood floors throughout the main level, a formal dining room perfect for entertaining, and a bright breakfast nook that invites relaxed mornings. The thoughtful layout blends functionality with elegance, giving everyone their own space while keeping the common areas connected. Situated on a generous .31 acre lot, the backyard is your private escape complete with a sparkling pool and plenty of room to play, garden, or host. A 3 car garage provides ample storage for vehicles, hobbies, or home projects. Comfort, flexibility, and a touch of luxury, this home has it all.

Listing Details MLS# 2099241

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3690
Living Area Source: Public Records
Year Built: 2002
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.31
Association YN: Yes
Association Fee: 700
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: San Jose Blvd South through Mandarin over the Julington Creek bridge until San Jose becomes SR 13. Pass over Racetrack road and turn right into River Oaks Plantation on Edgewater (before Roberts Road). Left on Pembrooke, Right on Dover, 1145 is on the right side.
Public Remarks: Welcome to a home designed for the way you live. With 4 spacious bedrooms, 3.5 bathrooms, and 3 versatile flex spaces, 1145 Dover Drive offers room to grow, gather, and unwind. Whether you need a home office, media room, or guest suite, the layout is ready to adapt. Step inside to find rich wood floors throughout the main level, a formal dining room perfect for entertaining, and a bright breakfast nook that invites relaxed mornings. The thoughtful layout blends functionality with elegance, giving everyone their own space while keeping the common areas connected. Situated on a generous .31 acre lot, the backyard is your private escape complete with a sparkling pool and plenty of room to play, garden, or host. A 3 car garage provides ample storage for vehicles, hobbies, or home projects. Comfort, flexibility, and a touch of luxury, this home has it all.
List Price/SqFt: 189.43
Sold Price/SqFt: 188.35

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; Jack and Jill Bath; Pantry; Primary Bathroom -Tub with Separate Shower; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Patio Pool Features: In Ground Roof: Shingle Parking Features: Circular Driveway; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard; Wood Current Use: Residential Association Amenities: Basketball Court; Boat Dock; Children's Pool; Clubhouse; Fitness Center; Jogging Path; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan