Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1144 HOLLY OAKS Court, St. Johns, FL 32259 (MLS# 2158609)

1144 HOLLY OAKS Court, St. Johns, FL 32259

$865,000

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 4,190 Lot Size (sq. ft.): 40,511 Status: Closed

Current Price: $865,000 List Date: 9/03/2026 Last Modified: 9/21/2026

Overview

Description

Welcome to this custom-built, five-bedroom, three and a half bath full-brick Colonial located in an exclusive gated community of just eight homes, each situated on spacious one-acre lots. Towering live oaks line the neighborhood, creating a peaceful canopy and timeless Southern charm. Boating enthusiasts will love the private community dock and your very own boat slip with a boat lift, offering easy deep water access to the St. Johns River. Inside, this home is ready for your personal vision. With generous living spaces and endless potential, it's the perfect opportunity to create the executive home you've always dreamed of. Bring your imagination and make this exceptional property your own!

Listing Details MLS# 2158609

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3559
Living Area Source: Appraiser
Building Area Total: 4190
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.93
Association YN: Yes
Association Fee: 1400
Association Fee Frequency: Semi-Annually
Association Name: Holly Oaks Homeowners Association
Association Phone: 904-314-2885
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-295 Head South on San Jose over Julington Creek bridge, continue south on SR13. Take RT onto Fruit Cove Rd. RT into Holly Oaks Ct. Home is third house on LT.
Public Remarks: Welcome to this custom-built, five-bedroom, three and a half bath full-brick Colonial located in an exclusive gated community of just eight homes, each situated on spacious one-acre lots. Towering live oaks line the neighborhood, creating a peaceful canopy and timeless Southern charm. Boating enthusiasts will love the private community dock and your very own boat slip with a boat lift, offering easy deep water access to the St. Johns River. Inside, this home is ready for your personal vision. With generous living spaces and endless potential, it's the perfect opportunity to create the executive home you've always dreamed of. Bring your imagination and make this exceptional property your own!
List Price/SqFt: 266.93
Sold Price/SqFt: 243.05

Property Features

Architectural Style: Traditional Levels: Two Accessibility Features: Accessible Approach with Ramp; Stair Lift Property Condition: Fixer Appliances: Dishwasher; Disposal; Gas Range; Microwave; Refrigerator Interior Features: Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Kitchen Island; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Lower Level Utilities: Cable Available; Electricity Connected; Propane Cooling: Central Air; Electric Heating: Central; Electric Water Source: Well Sewer: Septic Tank Security Features: Security Gate; Smoke Detector(s) Construction Materials: Brick Exterior Features: Boat Lift; Boat Slip; Dock Patio And Porch Features: Glass Enclosed; Rear Porch Roof: Shingle Parking Features: Attached; Garage Lot Features: Dead End Street; Many Trees; Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Water Body Access Type: Community; Shared Current Use: Residential; Single Family Association Amenities: Boat Dock; Boat Slip Association Fee Includes: Maintenance Grounds; Security Community Features: Gated; Suburban Road Frontage Type: Private Road Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-24

Location Tax and Legal

Street Number: 1144
Street Name: HOLLY OAKS
Street Suffix: Court
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Holly Oaks

Status Change Information

Major Change Timestamp: 2026-09-21T16:09:59Z
Major Change Type: Status Change
Purchase Contract Date: 2026-09-03
Close Date: 2026-09-17
Close Price: 865000

Fireplace Features

Fireplaces Total: 2

More Information

DPR Eligible

DPR Eligible: No

Documents

HOA ›

FLOOD DISCLOSURE ›

Listing Office: REMAX WELCOME HOME

Last Updated: September - 21 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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