Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1140 W 25TH Street, Jacksonville, FL 32209 (MLS# 2156847)

1140 W 25TH Street, Jacksonville, FL 32209

$105,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,346 Lot Size (sq. ft.): 4,792 Status: Active Under Contract

Current Price: $105,000 List Date: 7/24/2026 Last Modified: 10/29/2026

Overview

Description

**PRICE IMPROVEMENT!** A fantastic opportunity awaits at this 4-bedroom, 2-bathroom home offering 1,346 square feet of classic 1922 charm. With some updates already in place, this property is ready for a buyer with vision to unlock its full potential and make it their own. Situated in the Moncrief area, this home is part of a neighborhood experiencing renewed investor interest, with new construction and renovations happening nearby. Great for investors or owner-occupants who want to build equity through updates and personal touches. Bring your ideas and make this one shine! Cash or rehab-loan buyers welcome. LTR investors property rental history strong, rented for $1300 consistently.

Listing Details MLS# 2156847

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1346
Living Area Source: Assessor
Year Built: 1922
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.11
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95 take exit 355 for Golfair Blvd. Turn left onto FL-122/Golfair Blvd. Turn left onto Stuart St. Turn right onto W 25th St.
Public Remarks: **PRICE IMPROVEMENT!** A fantastic opportunity awaits at this 4-bedroom, 2-bathroom home offering 1,346 square feet of classic 1922 charm. With some updates already in place, this property is ready for a buyer with vision to unlock its full potential and make it their own. Situated in the Moncrief area, this home is part of a neighborhood experiencing renewed investor interest, with new construction and renovations happening nearby. Great for investors or owner-occupants who want to build equity through updates and personal touches. Bring your ideas and make this one shine! Cash or rehab-loan buyers welcome. LTR investors property rental history strong, rented for $1300 consistently.
List Price/SqFt: 78.01

Property Features

Architectural Style: Traditional Levels: One Appliances: Convection Oven; Electric Oven; Electric Water Heater Flooring: Laminate Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Vinyl Siding Patio And Porch Features: Porch Roof: Shingle Parking Features: Off Street Current Use: Residential; Single Family Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-14

Location Tax and Legal

Street Number: 1140
Street Direction Prefix: W
Street Name: 25TH
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32209
MLS Area Major: 075-Trout River/College Park/Ribault Manor
Subdivision Name: Moncrief

Status Change Information

Major Change Timestamp: 2026-10-29T15:05:55Z
Major Change Type: Status Change
Price Change Timestamp: 2026-10-22T13:54:18Z
Contingency: Active Under Contract
Contingent Date: 2026-10-29

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: IDEAL REAL ESTATE

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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