Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

11373 SADDLE CLUB Drive, Jacksonville, FL 32219 (MLS# 2146139)

11373 SADDLE CLUB Drive, Jacksonville, FL 32219

$87,500

Property Type: Land Lot Size (sq. ft.): 67,954 Status: Active Under Contract

Current Price: $87,500 List Date: 5/20/2026 Last Modified: 10/24/2026

Overview

Description

Exceptional value in gated Jacksonville Ranch Club Unit Two! This 1.56-acre homesite offers a large buildable area, generous frontage, and a conservation area providing privacy, peaceful surroundings, and wooded views--an ideal setting for a custom home and outdoor living. Enjoy country-style living convenient to I-295, River City Marketplace, Jacksonville International Airport, and Downtown Jacksonville. Building requirements call for a minimum 2,800 SF of conditioned living area; per written HOA clarification, the 2,800 SF is not limited to the first floor, allowing flexibility for two-story designs. A great opportunity for acreage, privacy, and value in North Jacksonville!

Listing Details MLS# 2146139

General Property Information

Number Of Lots: Yes
Lot Size Acres: 1.56
CDD Fee YN: No
Association YN: Yes
Association Fee: 950
Association Fee Frequency: Annually
Association Name: Jacksonville Ranch Club Unit 2
Association Phone: 904-673-9374
Water Body Access YN: No
Waterfront YN: No
Senior Community YN: No
Directions: From I-295, Go North on New Kings Road (US1). Turn Left on Trout River Blvd. Turn Right on Old Kings Rd. Turn Left on Plummer Rd. Go 3.9 Miles. Turn Right on Saddle Crest Way, Left on Saddle Club Rd
Public Remarks: Exceptional value in gated Jacksonville Ranch Club Unit Two! This 1.56-acre homesite offers a large buildable area, generous frontage, and a conservation area providing privacy, peaceful surroundings, and wooded views--an ideal setting for a custom home and outdoor living. Enjoy country-style living convenient to I-295, River City Marketplace, Jacksonville International Airport, and Downtown Jacksonville. Building requirements call for a minimum 2,800 SF of conditioned living area; per written HOA clarification, the 2,800 SF is not limited to the first floor, allowing flexibility for two-story designs. A great opportunity for acreage, privacy, and value in North Jacksonville!
List Price/Acre: 56089.74

Property Features

Current Use: Single Family Lot Features: Cleared Utilities: Electricity Available View: Protected Preserve Road Surface Type: Asphalt Association Amenities: Playground Community Features: Gated Listing Terms: Cash; Conventional Possession: Close Of Escrow Development Status: Raw Land Contingency Reason: Inspection

Contract Information

Property Sub Type: Unimproved Land
Listing Contract Date: 2026-05-19

Location Tax and Legal

Street Number: 11373
Street Name: SADDLE CLUB
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32219
MLS Area Major: 082-Dinsmore/Northwest Duval County
Subdivision Name: Jacksonville Ranch Club 2

Status Change Information

Major Change Timestamp: 2026-10-24T09:38:30Z
Major Change Type: Status Change
Price Change Timestamp: 2026-08-12T12:03:23Z
Contingency: Active Under Contract
Contingent Date: 2026-10-24

More Information

Documents

SURVEY ›

HOA Addendum ›

Flood Disclosure ›

SELLERS PROPERTY DISCLOSURE ›

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: October - 24 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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