Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

11341 SADDLE CLUB Drive, Jacksonville, FL 32219 (MLS# 2145268)

11341 SADDLE CLUB Drive, Jacksonville, FL 32219

$89,900

Property Type: Land Lot Size (sq. ft.): 75,794 Status: Active

Current Price: $89,900 List Date: 5/14/2026 Last Modified: 11/02/2026

Overview

Description

Beautiful lot in Jacksonville Ranch Club. Exclusive Equestrian Gated community. Quiet country living. Nearly 2 acres with .47 of the lot buildable. RV/boat parking. Build your dream home in this Fantastic Neighborhood. Minutes from the airport and River City Market place and downtown Jacksonville.

Listing Details MLS# 2145268

General Property Information

Lot Size Acres: 1.74
CDD Fee YN: No
Association YN: Yes
Association Fee: 875
Association Fee Frequency: Annually
Water Body Access YN: No
Waterfront YN: No
Senior Community YN: No
Directions: Take I-295 to US-1 S/US-23 S/New Kings Rd Turn left onto Dunn Ave. Turn right onto Old Kings Rd. (Go for 1.6 mi.) Turn left onto Plummer Rd. (Go for 3.9 mi.) Turn right onto Saddle Crest Way. (Go for 0.2 mi.) Turn left onto Saddle Club Dr.
Public Remarks: Beautiful lot in Jacksonville Ranch Club. Exclusive Equestrian Gated community. Quiet country living. Nearly 2 acres with .47 of the lot buildable. RV/boat parking. Build your dream home in this Fantastic Neighborhood. Minutes from the airport and River City Market place and downtown Jacksonville.
List Price/Acre: 51666.67

Property Features

Current Use: Horses; Residential; Single Family Lot Features: Cleared Sewer: Septic Tank Utilities: Electricity Available; Sewer Not Available; Water Not Available; Other Water Source: Well Community Features: Gated Security Features: Security Gate Listing Terms: Cash; Conventional Possession: Close Of Escrow

Contract Information

Property Sub Type: Unimproved Land
Listing Contract Date: 2026-05-14

Location Tax and Legal

Street Number: 11341
Street Name: SADDLE CLUB
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32219
MLS Area Major: 082-Dinsmore/Northwest Duval County
Subdivision Name: Jacksonville Ranch Club 2

Status Change Information

Major Change Timestamp: 2026-11-02T15:01:39Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-02T15:01:39Z

More Information

Documents

Declaration of Restrictions ›

Boardwalk Construction Standards ›

Plat Maps ›

Survey ›

Rules and Regulations ›

Listing Office: COLDWELL BANKER VANGUARD REALTY

Last Updated: November - 02 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare