Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1133 ASHMORE Drive, St. Johns, FL 32259 (MLS# 2126206)

1133 ASHMORE Drive, St. Johns, FL 32259

$520,000

River Oaks residents enjoy the exclusive and extensive amenities at Julington Creek Plantation

Foyer and Entrance; House fully painted 1/2026 with Agreeable Grey

Formal Living Room or Study with french doors and transom above.

Family Room with newer electric fireplace and room for a tv above.

Lovely Breakfast area with updated light fixture.

Spacious kitchen with 48 inch cabinets; new microwave

Primary Suite Bath with double sink and separate shower and tub

Unstaged Second Bedroom connected with Third Bedroom by Jack N Jill Bath

Staged Third Bedroom with Jack N Jill Bath

Formal Dining Room with Plantation Shutters and Luxury Vinyl Plank

Formal Dining Room with lots of natural light and wainscoting.

Natural Light adds to the appeal of this wonderful family home!

Large Back Lanai with newer solar panels to add light

Enjoy this lovely community with pool and creek dock

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,303 Lot Size (sq. ft.): 13,504 Status: Closed

Current Price: $520,000 List Date: 1/21/2026 Last Modified: 2/14/2026

Overview

Description

Beautifully updated - fully repainted 4-bedroom, 3-bath all-brick home in St. Johns County, FL offering timeless construction paired with modern comfort and thoughtful upgrades. The main living areas and primary suite feature Luxury Vinyl Plank flooring, providing durability and a refined aesthetic. Plantation shutters add classic style and light control. The living room is anchored by a Touchstone electric fireplace, creating a warm, contemporary focal point ideal for both everyday living and entertaining. The kitchen is enhanced with a new above-range microwave-4/2025 and flows seamlessly into the living spaces. Enjoy year-round relaxation on the screened porch, now brighter and more inviting with newly added skylights. Major system updates provide peace of mind, including a new A/C system with updated ductwork-9/2025, new water heater-10/ 2025, and water softener. Additional improvements include new garage door springs and rollers -11/2025 and fresh interior paint-1/2026.

Supplements: Home has three full baths, one of which is a jack and jill. Enjoy community pool and dock and River Oaks Plantation residence have full access to all amenities in Julington Creek Plantation.

Listing Details MLS# 2126206

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2303
Living Area Source: Public Records
Year Built: 1997
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.31
Association YN: Yes
Association Fee: 700
Association Fee Frequency: Annually
Association Name: Vesta Property Services
Association Phone: 904-747-0181
CDD Fee YN: Yes
CDD Fee Amount: 1487
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: West
Directions: State Road 13 to River Oaks Plantation; take right at the light, immediate left on Pembrooke and then right on Ashmore. Home is on the right.
Public Remarks: Beautifully updated - fully repainted 4-bedroom, 3-bath all-brick home in St. Johns County, FL offering timeless construction paired with modern comfort and thoughtful upgrades. The main living areas and primary suite feature Luxury Vinyl Plank flooring, providing durability and a refined aesthetic. Plantation shutters add classic style and light control. The living room is anchored by a Touchstone electric fireplace, creating a warm, contemporary focal point ideal for both everyday living and entertaining. The kitchen is enhanced with a new above-range microwave-4/2025 and flows seamlessly into the living spaces. Enjoy year-round relaxation on the screened porch, now brighter and more inviting with newly added skylights. Major system updates provide peace of mind, including a new A/C system with updated ductwork-9/2025, new water heater-10/ 2025, and water softener. Additional improvements include new garage door springs and rollers -11/2025 and fresh interior paint-1/2026.
List Price/SqFt: 227.96
Sold Price/SqFt: 225.79

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer; Water Softener Owned Fireplace Features: Electric Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Brick Veneer Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Garage; Garage Door Opener Fencing: Back Yard Current Use: Single Family Association Amenities: Barbecue; Basketball Court; Clubhouse; Fitness Center; Golf Course; Park; Playground Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan