Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1128 HAMMOCK DUNES Drive, Jacksonville, FL 32221 (MLS# 2171823)

1128 HAMMOCK DUNES Drive, Jacksonville, FL 32221

New Listing

$369,990

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,975 Lot Size (sq. ft.): 6,098 Status: Active

Current Price: $369,990 List Date: 11/01/2026 Last Modified: 11/01/2026

Overview

Description

Welcome to the Stranahan in the Panther Creek community. Located at 1128 Hammock Dunes Drive, this thoughtfully designed home offers the perfect blend of style and comfort paired with functionality in one of West Jacksonville's most desirable neighborhoods. The Stranahan floorplan features an open- concept layout ideal for both everyday living and entertaining. The extended lanai right off of the dining area provides a seamless path for outdoor enjoyment. The spacious kitchen overlooks the dining and family room areas and showcases modern cabinetry, granite countertops, stainless steel appliances, a large center island, and abundant storage space. Natural light pours in throughout the main living areas, creating a warm and inviting atmosphere. The first-floor primary suite serves as a relaxing retreat with a spa-inspired bath featuring dual vanities, a large walk-in shower, and an oversized walk-in closet.

Listing Details MLS# 2171823

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2350
Living Area Source: Builder
Building Area Total: 2975
Year Built: 2027
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.14
Association YN: Yes
Association Fee: 435
Association Fee Frequency: Annually
Association Fee 2 Frequency: Semi-Annually
Association Name: Panther Creek HOA C/O BCM Services
Association Phone: 904-242-0666
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2027-01-06
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Direction Faces: Northwest
Directions: From 1-10 turn South onto Chaffee Road and continue for approximately 1 mile. Turn right ( West ) onto Panther Creek Parkway ( traffic light ) then turn left ( Southwest ) onto Panther Preserve Parkway. Model home will be on the right.
Public Remarks: Welcome to the Stranahan in the Panther Creek community. Located at 1128 Hammock Dunes Drive, this thoughtfully designed home offers the perfect blend of style and comfort paired with functionality in one of West Jacksonville's most desirable neighborhoods. The Stranahan floorplan features an open- concept layout ideal for both everyday living and entertaining. The extended lanai right off of the dining area provides a seamless path for outdoor enjoyment. The spacious kitchen overlooks the dining and family room areas and showcases modern cabinetry, granite countertops, stainless steel appliances, a large center island, and abundant storage space. Natural light pours in throughout the main living areas, creating a warm and inviting atmosphere. The first-floor primary suite serves as a relaxing retreat with a spa-inspired bath featuring dual vanities, a large walk-in shower, and an oversized walk-in closet.
List Price/SqFt: 157.44

Property Features

Architectural Style: Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Disposal; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator Interior Features: Kitchen Island; Open Floorplan; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Construction Materials: Composition Siding; Stone Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage Current Use: Residential Association Amenities: Basketball Court; Community Pool; Dog Park; Fitness Center; Pickleball; Playground Association Fee Includes: Maintenance Grounds Community Features: Curbs; Sidewalks; Street Lights Road Surface Type: Asphalt; Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-11-01

Location Tax and Legal

Street Number: 1128
Street Name: HAMMOCK DUNES
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32221
MLS Area Major: 065-Panther Creek/Adams Lake/Duval County-SW
Subdivision Name: Panther Creek

Status Change Information

Major Change Timestamp: 2026-11-01T16:25:41Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bathroom 2 Level: Upper
Bathroom 3 Level: Main
Bedroom 2 Level: Upper
Bedroom 3 Level: Upper
Bedroom 4 Level: Upper
Bonus Room Level: Upper
Dining Room Level: Main
Kitchen Level: Main
Living Room Level: Main
Loft Level: Upper
Primary Bedroom Level: Main

Room Information

Room Name	Level	Length	Width	Remarks
Kitchen	Main			LVP
Living Room	Main			LVP
Dining Room	Main			LVP
Primary Bedroom	Main	12.00	15.00	Carpet
Bedroom 2	Upper	11.00	10.00	Carpet
Bedroom 3	Upper	11.00	11.00	Carpet
Bedroom 4	Upper	11.00	10.00	Carpet
Bathroom 2	Upper			Ceramic Tile
Bathroom 3	Main			Ceramic Tile
Loft	Upper			Carpet

Listing Office: DRB GROUP REALTY LLC

Last Updated: November - 01 - 2026

Information deemed reliable but not guaranteed.