Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1124 ASHMORE Drive, St. Johns, FL 32259 (MLS# 2139325)

1124 ASHMORE Drive, St. Johns, FL 32259

$620,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,346 Lot Size (sq. ft.): 12,197 Status: Closed

Current Price: $620,000 List Date: 4/10/2026 Last Modified: 5/13/2026

Overview

Description

Welcome to this beautifully designed 5-bedroom, 3-bath home offering space, comfort, and flexibility. The expansive primary suite is a true retreat, featuring tray ceilings, private patio access, and a luxurious en-suite bath with soaking tub, separate shower, and dual walk-in closets with exceptional storage. The main level includes two bedrooms and a full hall bath, plus an additional bedroom perfect for a home office or flex space. Upstairs, a spacious over-garage bonus room serves as the fifth bedroom with its own full bath. The heart of the home boasts a massive living area with a cozy fireplace, flowing seamlessly into a well-appointed kitchen with granite countertops and quality cabinetry. Step outside to a large screened-in porch overlooking a generous backyard with plenty of room to add a pool. Additional highlights include a central vacuum system and whole-house generator--offering both convenience and peace of mind.

Supplements: Enjoy incredible community amenities, including a neighborhood pool and dock on the St. Johns River, along with full access to all Julington Creek Plantation amenities, featuring a brand-new resort-style community center. All of this for a low HOA fee! Do not miss this opportunity to make this wonderful property your home!

Listing Details MLS# 2139325

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3346
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.28
Association YN: Yes
Association Fee: 367.5
Association Fee Frequency: Semi-Annually
Association Name: River Oaks Plantation Homeowner's Association
Association Phone: 904-747-0181
CDD Fee YN: Yes
CDD Fee Amount: 1426.73
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Heading South on SR 13, make a right on Edgewater Drive into River Oaks Plantation. Take your first left onto Pembrooke Road then a right onto Ashmore Drive. Home is on your left.
Public Remarks: Welcome to this beautifully designed 5-bedroom, 3-bath home offering space, comfort, and flexibility. The expansive primary suite is a true retreat, featuring tray ceilings, private patio access, and a luxurious en-suite bath with soaking tub, separate shower, and dual walk-in closets with exceptional storage. The main level includes two bedrooms and a full hall bath, plus an additional bedroom perfect for a home office or flex space. Upstairs, a spacious over-garage bonus room serves as the fifth bedroom with its own full bath. The heart of the home boasts a massive living area with a cozy fireplace, flowing seamlessly into a well-appointed kitchen with granite countertops and quality cabinetry. Step outside to a large screened-in porch overlooking a generous backyard with plenty of room to add a pool. Additional highlights include a central vacuum system and whole-house generator--offering both convenience and peace of mind.
List Price/SqFt: 194.23
Sold Price/SqFt: 185.3

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Fireplace Features: Electric Interior Features: Built-in Features; Central Vacuum; Entrance Foyer; Guest Suite; His and Hers Closets; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Multi Units Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Screened Spa Features: Community Roof: Shingle Parking Features: Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Water Body Access Type: Association Fencing: Back Yard; Full; Wood Current Use: Residential Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Maintenance Grounds; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection; Lender Approval

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-04-10

Location Tax and Legal

Street Number: 1124
Street Name: ASHMORE
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: River Oaks Plantation

Status Change Information

Major Change Timestamp: 2026-05-13T21:39:26Z
Major Change Type: Status Change
Purchase Contract Date: 2026-04-16
Close Date: 2026-05-08
Close Price: 620000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: ROOT REALTY LLC

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.