Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1115 FRUIT COVE Road, St. Johns, FL 32259 (MLS# 2113642)

1115 FRUIT COVE Road, St. Johns, FL 32259

$535,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,794 Lot Size (sq. ft.): 23,522 Status: Closed

Current Price: $535,000 List Date: 10/16/2025 Last Modified: 2/19/2026

Overview

Description

New year, New Home! New Construction, No HOA, Half-Acre Lot, Top Rated St. Johns County Schools! What more could you ask for? Nestled on 0.54 acres in the mature, well-established Fruit Cove neighborhood, this brand-new home offers a rare alternative to cookie-cutter subdivisions. Featuring 4 beds, 2 baths, and 1794 sq ft of modern living, the open-concept floor plan showcases luxury vinyl plank flooring, custom kitchen with quartz countertops, abundant cabinetry, large island with bar seating, stainless appliance suite, and breakfast nook. Enjoy a split-bedroom layout, vaulted ceilings, dedicated laundry room, and covered front and rear porches. With a 2-car garage and plenty of space to park your boat or RV, there's room for all your toys, plus ample yard space for a pool or workshop. Backed by a 2-10 Home Builder's Warranty, this property truly has it all for those seeking comfort, privacy, and the freedom to make it their own.

Listing Details MLS# 2113642

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1794
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.54
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-10-15
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: Enter from SR 13, drive along Fruit Cove Terrace, turn left onto Fruit Cove Road South, 1115 Fruit Cove Road faces West.
Public Remarks: New year, New Home! New Construction, No HOA, Half-Acre Lot, Top Rated St. Johns County Schools! What more could you ask for? Nestled on 0.54 acres in the mature, well-established Fruit Cove neighborhood, this brand-new home offers a rare alternative to cookie-cutter subdivisions. Featuring 4 beds, 2 baths, and 1794 sq ft of modern living, the open-concept floor plan showcases luxury vinyl plank flooring, custom kitchen with quartz countertops, abundant cabinetry, large island with bar seating, stainless appliance suite, and breakfast nook. Enjoy a split-bedroom layout, vaulted ceilings, dedicated laundry room, and covered front and rear porches. With a 2-car garage and plenty of space to park your boat or RV, there's room for all your toys, plus ample yard space for a pool or workshop. Backed by a 2-10 Home Builder's Warranty, this property truly has it all for those seeking comfort, privacy, and the freedom to make it their own.
List Price/SqFt: 306.02
Sold Price/SqFt: 298.22

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Breakfast Nook; Ceiling Fan(s); Eat-in Kitchen; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected Cooling: Central Air Heating: Central Water Source: Well Sewer: Aerobic Septic Construction Materials: Composition Siding; Fiber Cement Patio And Porch Features: Covered; Front Porch; Rear Porch Roof: Shingle Parking Features: Garage Lot Features: Irregular Lot Fencing: Back Yard Current Use: Residential Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-10-15

Location Tax and Legal

Street Number: 1115
Street Name: FRUIT COVE
Street Suffix: Road
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Fruit Cove

Status Change Information

Major Change Timestamp: 2026-02-19T18:40:16Z
Major Change Type: Status Change
Price Change Timestamp: 2026-01-17T03:37:39Z
Purchase Contract Date: 2026-01-22
Close Date: 2026-02-18
Close Price: 535000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: LINWARD REALTY, LLC

Last Updated: February - 19 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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