Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

11052 E CASTLEMAIN Circle, Jacksonville, FL 32256 (MLS# 2166576)

11052 E CASTLEMAIN Circle, Jacksonville, FL 32256

$365,500

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,846 Lot Size (sq. ft.): 2,614 Status: Active

Current Price: $365,500 List Date: 9/25/2026 Last Modified: 10/26/2026

Overview

Description

Beautifully maintained townhome in the heart of Jacksonville's Southside! The spacious living room features a fireplace and opens to a screened patio overlooking the community pond—perfect for morning coffee, watching the ducks, or relaxing at the end of the day. The remodeled kitchen offers updated cabinets and countertops, plenty of storage, a built-in wine cooler, and newer appliances. Upstairs, the spacious primary suite features trey ceilings, large pond-view windows, and a large walk-in closet, along with two additional bedrooms, a guest bath, and laundry room. Features include a two-car garage with shelving, A/C replaced 2024 and new water softener. HOA covers roof, lawn care, irrigation, siding, and exterior painting; the community was recently painted. Convenient to Town Center, I-295, Gate Parkway, IKEA, shopping, dining, and employment centers.

Listing Details MLS# 2166576

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1846
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.06
Lot Size Dimensions: 25x80
Association YN: Yes
Association Fee: 246
Association Fee Frequency: Monthly
Association Name: Oxford Chase
Association Phone: 904-203-6934
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From I-295 head west on Gate Pkwy, turn Rt. on Downshire, left on Castlemain, follow the curve to 11052 on your right.
Public Remarks: Beautifully maintained townhome in the heart of Jacksonville's Southside! The spacious living room features a fireplace and opens to a screened patio overlooking the community pond—perfect for morning coffee, watching the ducks, or relaxing at the end of the day. The remodeled kitchen offers updated cabinets and countertops, plenty of storage, a built-in wine cooler, and newer appliances. Upstairs, the spacious primary suite features trey ceilings, large pond-view windows, and a large walk-in closet, along with two additional bedrooms, a guest bath, and laundry room. Features include a two-car garage with shelving, A/C replaced 2024 and new water softener. HOA covers roof, lawn care, irrigation, siding, and exterior painting; the community was recently painted. Convenient to Town Center, I-295, Gate Parkway, IKEA, shopping, dining, and employment centers.
List Price/SqFt: 198

Property Features

Architectural Style: Traditional Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned; Wine Cooler Fireplace Features: Electric Interior Features: Ceiling Fan(s); Entrance Foyer; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Screened Parking Features: Garage Door Opener; Guest Lot Features: Zero Lot Line Waterfront Features: Pond Current Use: Residential Association Amenities: Community Pool; Fitness Center; Gated; Management - Off Site; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-09-24

Location Tax and Legal

Street Number: 11052
Street Direction Prefix: E
Street Name: CASTLEMAIN
Street Suffix: Circle
County: Duval
State: FL
Postal Code: 32256
MLS Area Major: 024-Baymeadows/Deerwood
Subdivision Name: Oxford Chase

Status Change Information

Major Change Timestamp: 2026-10-26T15:31:58Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-26T15:31:58Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Documents

Seller Property Disclosure ›

HOA Addendum ›

Flood Disclosure ›

Covenents & Restrictions ›

Survey ›

Listing Office: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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