Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1105 MILL CREEK Drive, St. Johns, FL 32259 (MLS# 754947)

1105 MILL CREEK Drive, St. Johns, FL 32259

$359,000

Virtual Tour

http://vimeopro.com/user6867082/1105-mill-creek-dr

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,607 Status: Closed

Current Price: $359,000 List Date: 1/28/2015 Last Modified: 1/12/2026

Overview

Description

River Front Community in the Best School district in Florida 10 and 12' ceilings double crown molding detail not found easily in the area the home originally built by builder as his personal residence views of the pond from end to end lovely screened lanai fruit trees granite counter tops freshly painted large open kitchen overlooking great room with transom windows and beautiful fireplace around corner from amenity center with pool and boardwalk to the river kayak launch also includes Julington Creek amenities mature oaks abound on the tree lined street low traffic area large bedrooms 4th is being used as a study does conform This home is MUST SEE inside available for quick close home has been meticulously maintained pet less termite bond pest control paid in advance for year

Listing Details MLS# 754947

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2607
Living Area Source: Measured
Year Built: 1995
Homestead YN: Yes
Association YN: Yes
Association Fee: 550
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 726
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Directions: San Jose Blvd south from Julington Creek Bridge to River Oaks Plantation turn right on Edgewater and follow to River Birch turn left follow to Beaumont Right to Mill Creek right home on right
Public Remarks: River Front Community in the Best School district in Florida 10 and 12' ceilings double crown molding detail not found easily in the area the home originally built by builder as his personal residence views of the pond from end to end lovely screened lanai fruit trees granite counter tops freshly painted large open kitchen overlooking great room with transom windows and beautiful fireplace around corner from amenity center with pool and boardwalk to the river kayak launch also includes Julington Creek amenities mature oaks abound on the tree lined street low traffic area large bedrooms 4th is being used as a study does conform This home is MUST SEE inside available for quick close home has been meticulously maintained pet less termite bond pest control paid in advance for year
List Price/SqFt: 147.64
Sold Price/SqFt: 137.71

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Appliances: Dishwasher; Disposal; Dryer; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Washer; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Pantry; Primary Downstairs; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Connected; Other Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Green Energy Efficient: Appliances; HVAC Security Features: Security System Owned Construction Materials: Stucco Patio And Porch Features: Front Porch; Patio; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Water Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Boat Dock; Children's Pool; Community Pool; Golf Course; Jogging Path; Playground; Tennis Court(s); Trash Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2015-01-26

Location Tax and Legal

Street Number: 1105
Street Name: MILL CREEK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: River Oaks Plantation

Status Change Information

Major Change Timestamp: 2023-11-13T20:22:55Z
Major Change Type: Price Reduced
Price Change Timestamp: 2015-05-28T12:49:26Z
Purchase Contract Date: 2015-07-06
Close Date: 2015-07-14
Close Price: 359000

Fireplace Features

Fireplaces Total: Yes

More Information

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Club Amenities-Nature Trails: Y, Football Field(s): Y, Bath-Owner Bath W/Whirlpool: Y, Interior Amenities-Palladian Window(s): Y, Courtyard Entry Garage: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Exhaust Fans: Y, Energy Features-Ceiling Fan(s): Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Baseball Field(s): Y, Bath-Garden Bath: Y, Fireplace-Family Room: Y, Fireplace Mantle: Y
Public Historical Remarks 3: Occupant Type: Appointment, See ShowingAssist, Back-Ups Accepted, Occupied - Lockbox, Security

Room Information

Room Name
Living Room
Office

Listing Office: ALL REAL ESTATE OPTIONS INC

Last Updated: January - 12 - 2026

Information deemed reliable but not guaranteed.