Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

1101 PANTHER LAKE Parkway, Jacksonville, FL 32221 (MLS# 2170109)

1101 PANTHER LAKE Parkway, Jacksonville, FL 32221

$339,000

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Virtual Tour

https://www.zillow.com/view-imx/2ed8e91c-8be5-48ba-bd33-809b92178285?initialViewType=pano

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,696 Lot Size (sq. ft.): 20,909 Status: Active

Current Price: $339,000 List Date: 10/20/2026 Last Modified: 10/26/2026

Overview

Description

Why buy brand new when you can have it all? Welcome to this immaculate, nearly new 4-bedroom, 2-bath home in Panther Creek Lake! Enjoy peaceful pond views, an open and spacious floor plan, stylish flooring, stainless steel appliances, and beautiful granite countertops. Unwind while watching breathtaking sunsets over the water right from the comfort of your own home! Enjoy an incredible lifestyle with community amenities including swimming pools, basketball courts, playgrounds, and a fitness center, all for a low, affordable annual HOA fee! Conveniently located just 10-15 minutes from Cecil Field, I-10, and Oakleaf Shopping Center, with easy access to shopping, dining, and major roadways. If you're searching for a move-in-ready home in the Panther Creek Lake area of Jacksonville with modern finishes, scenic pond views, fantastic community amenities, and a convenient location, this home is a must-see. Enjoy the perks of a nearly new home without the wait!

Listing Details MLS# 2170109

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1696
Living Area Source: Appraiser
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.48
Association YN: Yes
Association Fee: 430
Association Fee Frequency: Annually
Association Name: Panther Creek Homeowners Association
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Senior Community YN: No
Directions: From I-10, take the Chaffee Road exit and head south on Chaffee Road for approximately 1 mile. Turn right onto Panther Creek Parkway, then follow the road to 1101 Panther Creek Parkway.
Public Remarks: Why buy brand new when you can have it all? Welcome to this immaculate, nearly new 4-bedroom, 2-bath home in Panther Creek Lake! Enjoy peaceful pond views, an open and spacious floor plan, stylish flooring, stainless steel appliances, and beautiful granite countertops. Unwind while watching breathtaking sunsets over the water right from the comfort of your own home! Enjoy an incredible lifestyle with community amenities including swimming pools, basketball courts, playgrounds, and a fitness center, all for a low, affordable annual HOA fee! Conveniently located just 10-15 minutes from Cecil Field, I-10, and Oakleaf Shopping Center, with easy access to shopping, dining, and major roadways. If you're searching for a move-in-ready home in the Panther Creek Lake area of Jacksonville with modern finishes, scenic pond views, fantastic community amenities, and a convenient location, this home is a must-see. Enjoy the perks of a nearly new home without the wait!
List Price/SqFt: 199.88

Property Features

Architectural Style: A-Frame Levels: One Accessibility Features: Accessible Bedroom; Accessible Doors; Accessible Hallway(s) Property Condition: Updated/Remodeled Rental Restrictions: 6 Months Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Water Heater; Ice Maker; Microwave; Refrigerator Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Available; Water Available Cooling: Central Air Heating: Central Electric: 220 Volts in Garage Water Source: Public Sewer: Public Sewer Smart Home Features: Monitoring Security Features: Fire Sprinkler System; Smoke Detector(s) Construction Materials: Fiber Cement Patio And Porch Features: Covered; Patio; Rear Porch Roof: Shingle Parking Features: Additional Parking; Garage; Garage Door Opener View: Pond Water Body Access Type: Association Waterfront Features: Pond Fencing: Back Yard; Chain Link Current Use: Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; USDA Loan; VA Loan