Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

110 PIGEON Cove, St. Johns, FL 32259 (MLS# 2172705)

110 PIGEON Cove, St. Johns, FL 32259

New Listing

$550,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 2,986 Lot Size (sq. ft.): 12,632 Status: Active

Current Price: $550,000 List Date: 11/06/2026 Last Modified: 11/06/2026

Overview

Description

Located at the end of a quiet cul-de-sac in the gated 55+ community of WaterSong at Rivertown, this home offers an exceptional sense of space and also includes a golf cart!! Set on one of the largest homesites at 0.29 acres, the property has generous distance between neighboring homes with serene pond views! Built in 2024, this Pier model home offers 1,914 sq. ft. with 2 bedrooms plus a private office or den with French doors. Inside has luxury vinyl plan flooring throughout the main living areas, smooth finished walls, recessed lighting and a bright, open great room with a large sliding glass door that opens to the screened lanai. The kitchen serves as the centerpiece, highlighted by a waterfall quartz dining island that functions as both a design statement and gathering space. The primary suite features a tray ceiling, recessed lighting and a spa like bath with dual vanities, quartz countertops and a zero entry shower. A custom organized walk in closet connects directly to the

Supplements: laundry room, complete with storage cabinetry and a utility sink. outside is a screened lanai with paver flooring, ceiling fans, and a TV outlet. Located within WaterSong at RiverTown, residents can enjoy the gated 55+ living experience with access to two amenity centers, RiverTown's renowned amenities and scenic riverfront trails. This home is ... (Read more)

Listing Details MLS# 2172705

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1914
Living Area Source: Public Records
Building Area Total: 2986
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.29
Association YN: Yes
Association Fee: 211
Association Fee Frequency: Monthly
Association Fee 2: 53
Association Fee 2 Frequency: Annually
Association Name: Watersong HOA
Association Phone: 904-606-9781
CDD Fee YN: Yes
CDD Fee Amount: 2766.85
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2.5
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: Yes
Senior Community YN: Yes
Directions: I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy. RiverTown Welcome Center is on the right.
Public Remarks: Located at the end of a quiet cul-de-sac in the gated 55+ community of WaterSong at Rivertown, this home offers an exceptional sense of space and also includes a golf cart!! Set on one of the largest homesites at 0.29 acres, the property has generous distance between neighboring homes with serene pond views! Built in 2024, this Pier model home offers 1,914 sq. ft. with 2 bedrooms plus a private office or den with French doors. Inside has luxury vinyl plan flooring throughout the main living areas, smooth finished walls, recessed lighting and a bright, open great room with a large sliding glass door that opens to the screened lanai. The kitchen serves as the centerpiece, highlighted by a waterfall quartz dining island that functions as both a design statement and gathering space. The primary suite features a tray ceiling, recessed lighting and a spa like bath with dual vanities, quartz countertops and a zero entry shower. A custom organized walk in closet connects directly to the
List Price/SqFt: 287.36

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Construction Materials: Composition Siding; Frame; Stone Patio And Porch Features: Covered; Screened Roof: Shingle Parking Features: Attached; Garage Door Opener Lot Features: Cul-De-Sac; Irregular Lot; Sprinklers In Front; Sprinklers In Rear View: Trees/Woods; Water Waterfront Features: Pond Current Use: Residential Association Amenities: Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Pickleball; Playground; Security; Spa/Hot Tub; Tennis Court(s) Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan