Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10961 BURNT MILL Road 1317, Jacksonville, FL 32256 (MLS# 2169973)

10961 BURNT MILL Road 1317, Jacksonville, FL 32256

$235,000

Virtual Tour

https://my.matterport.com/show/?m=TRRMzdoJ1nX&brand=0&mls=1&

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,355 Lot Size (sq. ft.): 871 Status: Active

Current Price: $235,000 List Date: 10/20/2026 Last Modified: 10/28/2026

Overview

Description

Rare opportunity! 3 bedroom, 2 bath ground level meticulously maintained condo in the heart of The Reserve at James Island with no steps for grocery and shopping trips, or for you and your pets! Open living area with tons of natural light provides ease of entertaining and easy access out to your end unit terrace area, complete with exterior storage. Upgraded stainless steel appliances, plentiful counterspace, and breakfast bar highlight the light and bright kitchen, which opens into a cozy dining nook. Adjacent laundry room with storage. Two spacious secondary bedrooms, one with walk-in closet, provide comfort for guests, convenience of a home office, and more. The hall bath is centrally located to each bedroom. Retreat to the owners suite at the end of the hallway, featuring a walk-in closet and ensuite bath with dual sink vanity, extra storage, and neutral tile shower and tub surround. Other updates include BRAND NEW carpet in bedrooms, luxury vinyl plank in main areas,

Supplements: smart lighting switches with numerous recessed lights added throughout, fresh paint, stylish ceiling fans, and more. Building is adjacent to abundant green space. The Reserve at James Island features resort-style amenities which include a clubhouse with on-site management, pool, fitness center, gym, basketball court and a car wash. Prime location w ... (Read more)

Listing Details MLS# 2169973

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1355
Living Area Source: Assessor
Year Built: 2001
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.02
Association YN: Yes
Association Fee: 548.86
Association Fee Frequency: Monthly
Association Name: Reserve at James Island Condo Association
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: From Gate Parkway, turn onto Burnt Mill Rd and into The Reserve at James Island. After entering gate, turn right at stop sign and follow signs to the 1300 building.
Public Remarks: Rare opportunity! 3 bedroom, 2 bath ground level meticulously maintained condo in the heart of The Reserve at James Island with no steps for grocery and shopping trips, or for you and your pets! Open living area with tons of natural light provides ease of entertaining and easy access out to your end unit terrace area, complete with exterior storage. Upgraded stainless steel appliances, plentiful counterspace, and breakfast bar highlight the light and bright kitchen, which opens into a cozy dining nook. Adjacent laundry room with storage. Two spacious secondary bedrooms, one with walk-in closet, provide comfort for guests, convenience of a home office, and more. The hall bath is centrally located to each bedroom. Retreat to the owners suite at the end of the hallway, featuring a walk-in closet and ensuite bath with dual sink vanity, extra storage, and neutral tile shower and tub surround. Other updates include BRAND NEW carpet in bedrooms, luxury vinyl plank in main areas,
List Price/SqFt: 173.43

Property Features

Architectural Style: Other Levels: One Rental Restrictions: No Lease 1st Year Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Primary Bathroom - Tub with Shower; Smart Thermostat; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Lighting; Programmable Thermostat Security Features: Fire Alarm; Fire Sprinkler System; Key Card Entry; Security Gate; Security Lights; Smoke Detector(s) Construction Materials: Stucco Patio And Porch Features: Covered; Patio; Terrace Roof: Shingle Parking Features: Additional Parking; Guest; Parking Lot; Unassigned View: Trees/Woods; Other Current Use: Residential Association Amenities: Barbecue; Basketball Court; Car Wash Area; Clubhouse; Community Pool; Elevator(s); Fitness Center; Gated; Maintenance Grounds; Maintenance Structure; Management - Full Time; Management - On Site; Park; Spa/Hot Tub; Trash Association Fee Includes: Maintenance Grounds; Maintenance Structure; Security; Trash Community Features: Gated; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan