Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10930 STEEDING HORSE Drive, Jacksonville, FL 32257 (MLS# 2149211)

10930 STEEDING HORSE Drive, Jacksonville, FL 32257

$300,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,828 Status: Active

Current Price: $300,000 List Date: 10/21/2026 Last Modified: 11/03/2026

Overview

Description

SHORT SALE OPPORTUNITY IN DESIRABLE MANDARIN! Welcome to Foxwood Trails! This 3-bedroom, 2-bath home offers approximately 1,828 sq. ft. with an oversized primary suite, spacious living room with brick wood-burning fireplace, separate dining room, eat-in kitchen, indoor laundry, and 2-car garage. Enjoy the large screened lanai and private fenced backyard. Conveniently located near shopping, dining, schools, and major highways. Down payment assistance programs may be available to eligible buyers through participating lenders and applicable assistance programs. Assistance is not offered by the seller or listing brokerage and is subject to program availability, lender requirements, and buyer qualification and approval. Property sold AS-IS; seller to make no repairs. Short sale subject to lender approval.

Listing Details MLS# 2149211

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1828
Living Area Source: Public Records
Year Built: 1987
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 18
Association Fee Frequency: Monthly
Association Name: Foxwood Trails
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: North
Directions: From I-295 S, take exit 3 to Old St Augustine Rd. Take Losco Rd to Steeding Horse Dr. Continue straight onto Old St Augustine Rd. Turn right onto Losco Rd. Turn left onto Buggy Whip Dr. Turn right onto Sidesaddle Dr. Turn left onto Steeding Horse Dr.
Public Remarks: SHORT SALE OPPORTUNITY IN DESIRABLE MANDARIN! Welcome to Foxwood Trails! This 3-bedroom, 2-bath home offers approximately 1,828 sq. ft. with an oversized primary suite, spacious living room with brick wood-burning fireplace, separate dining room, eat-in kitchen, indoor laundry, and 2-car garage. Enjoy the large screened lanai and private fenced backyard. Conveniently located near shopping, dining, schools, and major highways. Down payment assistance programs may be available to eligible buyers through participating lenders and applicable assistance programs. Assistance is not offered by the seller or listing brokerage and is subject to program availability, lender requirements, and buyer qualification and approval. Property sold AS-IS; seller to make no repairs. Short sale subject to lender approval.
List Price/SqFt: 164.11

Property Features

Appliances: Dryer; Electric Oven; Electric Range; Refrigerator Fireplace Features: Wood Burning Laundry Features: In Unit Utilities: Electricity Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Garage Current Use: Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2026-06-06

Location Tax and Legal

Street Number: 10930
Street Name: STEEDING HORSE
Street Suffix: Drive
County: Duval
State: FL
Postal Code: 32257
MLS Area Major: 013-Beauclerc/Mandarin North
Subdivision Name: Foxwood Trails

Status Change Information

Major Change Timestamp: 2026-11-03T21:26:44Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-03T21:26:44Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: MARK SPAIN REAL ESTATE

Last Updated: November - 03 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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