Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

10923 BLACK DIAMOND Court, Jacksonville, FL 32210 (MLS# 2168664)

10923 BLACK DIAMOND Court, Jacksonville, FL 32210

$401,000

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,207 Lot Size (sq. ft.): 10,019 Status: Active

Current Price: $401,000 List Date: 10/09/2026 Last Modified: 10/30/2026

Overview

Description

Welcome to a quiet cul-de-sac home conveniently located minutes from Interstate 10 and downtown Jacksonville. The perfect blend of nature and convenience to Jacksonville dining and shopping.

Supplements: Home features include low voltage landscape lighting and irrigation meter.

Listing Details MLS# 2168664

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2207
Living Area Source: Public Records
Year Built: 2013
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.23
Association YN: Yes
Association Fee: 500
Association Fee Frequency: Annually
Association Name: Blue Lake Estates
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-10, take the Chaffee Rd exit and head south. Turn left onto Sherman Hills Pkwy (Blue Lake Estates). Continue through the neighborhood and turn onto Black Diamond Ct. Property will be on the left.
Public Remarks: Welcome to a quiet cul-de-sac home conveniently located minutes from Interstate 10 and downtown Jacksonville. The perfect blend of nature and convenience to Jacksonville dining and shopping.
List Price/SqFt: 181.69

Property Features

Levels: One Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Electric Water Heater Interior Features: Breakfast Bar; Breakfast Nook; Entrance Foyer; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet Utilities: Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Pool Features: Above Ground Parking Features: Attached View: Trees/Woods Current Use: Residential Association Amenities: Playground Community Features: Sidewalks; Street Lights Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2026-10-05

Location Tax and Legal

Street Number: 10923
Street Name: BLACK DIAMOND
Street Suffix: Court
County: Duval
State: FL
Postal Code: 32210
MLS Area Major: 061-Herlong/Normandy Area
Subdivision Name: Blue Lake Estates

Status Change Information

Major Change Timestamp: 2026-10-30T19:37:48Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-10-30T19:37:48Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: WATSON REALTY CORP

Last Updated: October - 30 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare