Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

109 THORNLOE Drive, St. Johns, FL 32259 (MLS# 2133379)

109 THORNLOE Drive, St. Johns, FL 32259

$399,000

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Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,484 Lot Size (sq. ft.): 7,841 Status: Closed

Current Price: $399,000 List Date: 3/10/2026 Last Modified: 4/20/2026

Overview

Description

109 Thornloe Drive presents a rare opportunity to own a move in ready home in one of the most desirable communities in St. Johns County. With a newer roof, a newer air conditioning system, and beautiful luxury vinyl plank flooring installed within the past two years, many of the most important improvements have already been completed. Combined with the privacy of having no home across the street and no neighbor on one side, the setting is truly special. When you add the surrounding preserves, walking distance amenities, top rated schools-the result is a home that checks every box. For buyers looking for comfort & convenience- this 3 bedroom, 2 bath home with garage is very well -maintained and will offer the very best of Durbin Crossing living. Opportunities with this lot location and surroundings are hard to come by. Schedule your showing and discover the difference this home provides for the next lucky homeowner.

Listing Details MLS# 2133379

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1484
Living Area Source: Appraiser
Year Built: 2007
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.18
Association YN: Yes
Association Fee: 67
Association Fee Frequency: Annually
Association Name: Floridian Property Management
Association Phone: 904-592-4090
CDD Fee YN: Yes
CDD Fee Amount: 2168.01
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: North
Directions: Off Longleaf Pine Parkway, turn left onto S Durbin Pkwy, 2nd right turn on Thornloe. 1st house on the left.
Public Remarks: 109 Thornloe Drive presents a rare opportunity to own a move in ready home in one of the most desirable communities in St. Johns County. With a newer roof, a newer air conditioning system, and beautiful luxury vinyl plank flooring installed within the past two years, many of the most important improvements have already been completed. Combined with the privacy of having no home across the street and no neighbor on one side, the setting is truly special. When you add the surrounding preserves, walking distance amenities, top rated schools-the result is a home that checks every box. For buyers looking for comfort & convenience- this 3 bedroom, 2 bath home with garage is very well -maintained and will offer the very best of Durbin Crossing living. Opportunities with this lot location and surroundings are hard to come by. Schedule your showing and discover the difference this home provides for the next lucky homeowner.
List Price/SqFt: 268.87
Sold Price/SqFt: 268.87

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Water Softener Owned Interior Features: Ceiling Fan(s); Eat-in Kitchen; Primary Bathroom -Tub with Separate Shower Flooring: Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Patio And Porch Features: Rear Porch; Screened Roof: Shingle Parking Features: Garage Lot Features: Corner Lot; Many Trees; Sprinklers In Front; Sprinklers In Rear; Wooded View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Pickleball; Playground; Tennis Court(s) Community Features: Curbs; Sidewalks Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan