Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

109 SEA ISLAND LAKE Court, Ponte Vedra Beach, FL 32082 (MLS# 2131255)

109 SEA ISLAND LAKE Court, Ponte Vedra Beach, FL 32082

$1,510,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,076 Lot Size (sq. ft.): 26,572 Status: Closed

Current Price: $1,510,000 List Date: 2/23/2026 Last Modified: 4/28/2026

Overview

Description

Behind the gates of Sawgrass Country Club, welcome to 109 Sea Island Lake Court, a rare, single-story pool home with a peaceful water view. Twelve-foot ceilings with crown molding and large windows create a sense of volume in the home. Dark hardwood floors anchor the living areas, and double french doors open to a screened porch and pool overlooking the water. The kitchen -- updated in 2020/2021 with white cabinets and newer appliances --overlooks a bright, charming breakfast room and the family room, which has vaulted wood ceilings, built-ins, and a fireplace. The spacious primary suite features a sitting area, fireplace, dual closets, and a large bath. An office - or 4th bedroom - and full pool bath are located by the primary, and on the other side of the home, you'll find two guest suites with a jack and jill bath. A 3-car garage completes this happy home.

Listing Details MLS# 2131255

General Property Information

Bedrooms Total: 3
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3076
Living Area Source: Public Records
Year Built: 1994
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.61
Association YN: Yes
Association Fee: 1187.27
Association Fee Frequency: Semi-Annually
Association Fee 2: 463.5
Association Fee 2 Frequency: Quarterly
Association Name: Castle Group
Association Phone: 904-686-7552
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Partially
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: South on A!A to the Far South Entrance of Sawgrass, Turn Left into entrance and Right on South Nine Drive. Left on Sea Island Drive and then Left on Seal Island Lake Court. Home on Right.
Public Remarks: Behind the gates of Sawgrass Country Club, welcome to 109 Sea Island Lake Court, a rare, single-story pool home with a peaceful water view. Twelve-foot ceilings with crown molding and large windows create a sense of volume in the home. Dark hardwood floors anchor the living areas, and double french doors open to a screened porch and pool overlooking the water. The kitchen -- updated in 2020/2021 with white cabinets and newer appliances --overlooks a bright, charming breakfast room and the family room, which has vaulted wood ceilings, built-ins, and a fireplace. The spacious primary suite features a sitting area, fireplace, dual closets, and a large bath. An office - or 4th bedroom - and full pool bath are located by the primary, and on the other side of the home, you'll find two guest suites with a jack and jill bath. A 3-car garage completes this happy home.
List Price/SqFt: 500.65
Sold Price/SqFt: 490.9

Property Features

Architectural Style: Traditional Levels: One Property Condition: Fixer Appliances: Dishwasher; Disposal; Dryer; Electric Range; Ice Maker; Microwave; Refrigerator; Washer Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Open Floorplan; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Wood Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected; Propane Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: 24 Hour Security; Security Gate Construction Materials: Stucco Exterior Features: Outdoor Shower Patio And Porch Features: Covered; Porch; Rear Porch; Screened Pool Features: In Ground Roof: Shingle Parking Features: Attached; Garage Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear View: Pond; Water Fencing: Back Yard; Fenced; Wrought Iron Current Use: Residential; Single Family Association Amenities: Beach Access; Gated; Golf Course; Maintenance Grounds; Playground Community Features: Gated; Sidewalks Road Frontage Type: Private Road Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional